The No Lifetime Language offer appears to have been targeted by Amex. After my wife got it two months ago, she applied again and we got the new card yesterday. There was no hard pull both times. This offer has an expired date of 7/31, but who knows when and if Amex will target or untarget individuals.

This is the best Business Platinum offer in recent memory if you can make a significant spend.

Nick found a new American Express welcome offer for the Business Platinum card on his wife's account as well. It is a better offer than the best publicly available one and does not include AMEX's once-in-a-lifetime language.

The Offer

  • Click for offer and to find out if you are targeted (must log in)

If you see this message, you're not targeted.

Quick Thoughts and Key Card Details

The Business Platinum is loaded with perks and the best public offer is below.

Card Offer and Details
The Business Platinum Card® from American Express

Some people are targeted for an offer of 160K total points: 150K after 15K spend in the first 3 months + 10K when you add an employee card at the time of application and spend $1K on the employee card in the first 3 months. If you're targeted here, see if you are.

150K after $20K Spend is a recent better offer.

FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more.

Amex pay over time card

1.5X points per dollar on eligible purchases of $5000 or more, on up to $2 million of those purchases per year, and 1.5x on US construction/hardware stores.

Up to $400 a year in statement credits for Dell purchases, up to $200 a year for airline incidental fees, and up to $120 a year in wireless services credits. Enrolling for certain benefits is required.

The Amex Platinum Guide is also available.

The current publicly available offer is a huge improvement over the current targeted offer. If you only pay the annual fee, you can get 3x Dell credits and 2x Airline Incidentals, adding an additional $400 in value. While the various perks and credits on Amex cards can feel a little bit too much, I find it easy to get full advantage of these two and the wireless service credit as well.

If you can use the card and make the spend, it will be 160K MR for around.4 cents each.