Monthly Expenses
Rent: $400 (I live with my boyfriend in a one-bed flat that his mother owns. She moved abroad but wanted to keep a place in London, her hometown, so we pay very cheap rent in a very central location. This includes all utilities, wifi, and gym access. A pretty sweet deal.)
Student Loans: $0 (My grandmother left me some inheritance so I used that to pay for university, rather than take a loan.)
Cell Phone: $27
Netflix: $13 (the world and his dog uses this too - my sister, her ex-housemates, my parents, my boyfriend's sister....)
Spotify: $6.50 (I am still on a student plan somehow despite graduating a year and a half ago)
Charitable Donation: $25 (to support work to improve the lives of children and women in a developing country)
Savings: At the end of the month, anything left in my bank account goes into high-interest stock investments as savings. Usually around $800 to $1,000. I dip into this as necessary (e.g. to pay for a holiday or emergency). L., my boyfriend, and I also are planning to open a Lifetime ISA in January to start saving for a house, as we should both be getting raises/promotions. I will most likely transfer some of my existing investment savings to that account.
6 p.m. - I get home to a gorgeously cleaned house and prepped dinner and lunches - L. is a star! He is out with a friend for a drink and I settle into my volunteer training. After it finishes, I read for a while until L. gets home. We eat dinner together and catch up on RuPaul's Drag Race UK before heading to bed around 10:30.
7:45 p.m. - On my way home, I pick up the ingredients to make a carbonara - L.'s favorite that I promised to make for him tonight. I pick up linguine, eggs, parmesan, and bacon, plus asparagus and mushrooms as I need veggies in my dinner. It's such a simple, but delicious dish. When I arrive home, he greets me at the door with a glass of Prosecco. What a cutie! We cook and eat together, and then settle into the latest episode of RuPaul. We head to bed around 11. $8.41
12 p.m. - L. was out really late last night so we decide to have a lazy day in bed watching chick flicks...I can't lie I am quite hungover too. We eat leftovers - pizza, carbonara, you name it - and films like Sex and the City. I am so glad he has a guilty pleasure for them!
4 p.m. - I buy the ingredients for food prep for this week. I'm making bacon, mushroom, and cheddar egg muffins for breakfasts, and butter chicken for dinner today plus lunch tomorrow. At home, I marinade the chicken and then make the muffins. When L. gets home around 6, he helps finish the butter chicken. Plus, we finally assemble some bedside lights we bought a while ago. It makes our bedroom look so warm and perfect for reading! We plan to read after dinner, but get sucked into a new show, The Capture. Four episodes later, it is 1 a.m. Oops. $22.10