(Offer Ending) The New World of Hyatt Business Card Details & Bonus

We were hearing about a new World of Hyatt card. We thought it would be a premium personal card. It turns out that we were a bit off. The World of Hyatt Business credit card is what it is. Many people were hoping for this, especially since Chase business cards don't count towards Chase 5/24 status. Let's take a look at the offer and the new World of Hyatt Business card details.

If you want to take advantage of this offer, you have a few days left to do so.

World of Hyatt Business Card Welcome Offer

Here are the terms of the welcome offer:

• Earn up to 75,000 Bonus Points after spending $7,500 within the first three months from account opening.
• Cardmembers who apply by Dec. 31, 2021, can receive a complimentary one-year Headspace subscription (valued at $69.99 per year)
  • The Headspace subscription must be redeemed by Dec. 31, 2022.
• Annual fee of $199 is NOT waived the first year.
• Learn More

Card’s Earning Structure

Here is the earning structure for the new World of Hyatt Business card:

• Earn 2 Bonus Points per $1 spent on your top three of eight spend categories each calendar quarter through Dec. 31, 2022
• It will be the top two of eight spend categories in 2023 and beyond. There is no cap on the Bonus Points you can earn.
  • Spend categories include:
    • dining
    • airline tickets purchased directly with the airline
    • car rental agencies
    • local transit and commuting
    • gas stations
    • internet, cable and phone services
    • social media and search engine advertising
    • shipping
• 4x points on stays at Hyatt hotels and resorts, including participating restaurants and spas.
• 2x points for fitness club and gym memberships
• 1X point on all other purchases
• Learn More

Card Perks

Here are the perks for the new World of Hyatt Business card:

• 5 Tier-qualifying night credits with each $10,000 in spend on the card in a calendar year.
• Earn $100 in Hyatt credit each anniversary year: Spend $50 or more at any Hyatt property and earn $50 in statement credits up to two times each anniversary year

• If you spend $50,000 or more on the card in a calendar year, you will receive 10% of your points back as bonus points for the rest of the year.

• Here are some additional benefits of cardmembership:
  • World of Hyatt Business Credit Card members can gift up to 5 Discoverist statuses to their company employees
  • No fee for employee business cards
  • No foreign transaction fees
  • Complimentary roadside dispatch
  • Primary rental car collision damage waiver
  • Extended warranty protection
  • Purchase protection
  • Trip cancellation/travel interruption insurance
  • Travel and emergency assistance services
  • Access to Hyatt Leverage, Hyatt’s global business travel program that offers special rates to qualifying small and mid-sized enterprises at participating Hyatt hotels worldwide

My Initial Thoughts

I will go into more detail later this week when I have more time to digest the new World of Hyatt business card.

Welcome Offer

The 75,000 World of Hyatt points welcome offer is as high as we have seen, but it is in line with the Ink Cash and Ink Unlimited which can transfer to Hyatt if you have a premium Chase card.

Annual Fee

The card comes with a $199 annual fee, but you can offset it with hotel credits. The no fee Ink cards require a premium card to unlocks points, so I guess that comes in about even.

Earning Structure

The earning structure doesn't change much for me. I think you can do better elsewhere if you don't have a lot of other cards. You can earn 2X on gas with the Ink Cash or 4X with the Amex Gold Business card. I don't know if this offers a lot of value.

Card Perks

You can earn 5 elite night credits per $10,000 in spend if you like Hyatt status. The World of Hyatt personal card only gives you 4 elite night credits for the same spend, so I wish the card came with more. It would be better if they would stack like Bonvoy does.

The 10% back in points after spending $50,000 is very interesting. The World of Hyatt card has 15K free night spend starting next year. 10% of your points are back for the rest of the year if you hit that number. You would get 25 elite night credits for the spend. After hitting the spend, it only gets you 10% back. If you spend a lot and can hit it early in the year, this increases your earn rate for Hyatt cards by 10%. If you transfer the Ultimate rewards to Hyatt, that's how it will be. This could save you a lot of money depending on your travel patterns.

New World of Hyatt Business Card Final Thoughts

The World of Hyatt Business card was close to being really good. It doesn't have the chance to earn a free night certificate via spend. The lack of elite night credits to give you a head start on the year is a missed opportunity.

The card will be interesting to anyone who is chasing Hyatt Globalist status. The chance to get 10% back on award stays is tempting, and the increased earn rate on spend for elite night credits is nice. $50,000 is a steep hill to climb and the spend requirements are out of reach for most.

It will be of interest to people who have maxed out on their Ink business cards. It's never a bad thing to have more options.

What do you think about the new World of Hyatt Business card? Share your thoughts below. It definitely is not as good as the card I had dreamed up.

Chase Freedom unlimited has an extra cash back bonus.

Right now, Chase Freedom Unlimited has an increased offer. You can earn an additional 1.5% back in all categories if you spend up to $20K in the first year. There is no yearly fee.

There are additional card benefits.

• With the extra 1.5% cash back through the welcome offer you can earn (on up to $20K spend):
  • 6.55% cash back on travel purchased through Chase Ultimate Rewards
  • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
  • 3% cash back on all other purchases
• 0% Intro APR for 15 months from account opening on purchases

You can learn more about this card.

The author's opinions, reviews, analyses, and recommendations have not been reviewed, endorsed or approved by any of these entities.