Capital One Spark & Capital One Venture X Offers Ending

Is it just me, or does it seem like we are getting slapped in the face with massive welcome offers every day now? Oh, Amex! Two recent offers that gave us a loud smack on the cheek are about to end. The Capital One Venture X offers are some of the best out there. They can give you cash back or points, the choice is yours. You only have a few more days to grab one since these offers turn into pumpkins on Monday the 14th. Let's take a look at the offers.

Capital One Application Rules

We should point out a couple of things about Capital One's application rules.

Capital One pulls your credit from all three bureaus. If you value your hard inquiries then you should be aware of that. They have application rules as well.

• Maximum of 2 personal cards at any time.
• Only 1 new card every 6 months.

If you have been approved for a Capital One card in the last 6 months, you will be denied.

Spark Cash Plus $3000 Offer Details

Here are the details for the Spark Cash Plus offer and the card’s earning details:

• Earn $500 once you spend $5,000 in the first 3 months
• Earn and additional $2,500 once you spend $50,000 in the first 6 months.
• The card earns 2% back on all purchases
• The Spark Cash Plus has no preset spending limit
• $150 annual fee is NOT waived
• This card should NOT count against your Chase 5/24 count.
• Learn More 

You would be sitting on 400,000 points at the end of the spending requirement. If you have a Capital One Venture card or Capital One Venture X card, you can turn these into miles.

Capital One Venture X Details

The Capital One Venture X card has a welcome offer and perks.

Welcome Offer

• Welcome Offer: Earn 100,000 miles after spending $10,000 in purchases within the first 6 months.
• For a limited time, cardholders can earn up to $200 in statement credits for vacation rental purchases like Airbnb and VRBO. (This has been triggered but a lot of different travel purchases outside the scope of Airbnb and VRBO)
• Annual fee is $395.
• Learn More

Venture X – Earning Structure

• 10X earning on hotels and rental cars booked with Capital One Travel
• 5X earning on flights booked with Capital One Travel
• 2X earning on all other purchases
• No limits on the total rewards you can earn, and your rewards never expire.

Venture X – Other Perks/Benefits

• $300 in statement credits for bookings made on Capital One Travel
• 10,000 bonus miles every account anniversary (equal to $100 towards travel)
• Unlimited access to Capital One Lounges
• Priority Pass membership that allows two guests
• Add up to 4 authorized user cards at no extra cost
  • Authorized users get free Capital One lounge and Priority Pass entry and can bring up to two guests as well.
• Complimentary Hertz President’s Circle status for primary cardholders and authorized users.
• Up to $100 in statement credits for either TSA PreCheck or Global Entry
• Learn More

Final Thoughts

These are two of the best offers we have ever seen. It is true that they both require a lot of spend. Capital One gives you more than three months for the biggest parts of both offers. It's a little easier to swallow because of that. The Capital One Venture X requires $1700 a month for 6 months.

If you were planning on grabbing one of these offers then be sure to give it the old college try before they go poof early next week. Capital One is still one of the toughest approvals out there but we have heard more success than normal on these cards. It moved from impossible to most likely not essentially.

Capital One Spark Cash Plus is $3K.

Capital One has a welcome offer. It is giving up a $3K welcome offer right now and earning 2% back everywhere. You can get a welcome offer of $500 after $5K spend in the first 3 months. $3K is the total welcome offer.

There are additional card benefits.

• Unlimited 2% cash back on every purchase
• No preset spending limit
• $150 annual fee is not waived

You can learn more about this card.

The author's opinions, reviews, analyses, and recommendations have not been reviewed, endorsed or approved by any of these entities.