Capital One's popular Venture X offer and their monster Spark Cash Plus offer are ending soon, so get in on those now.
Below you will find my favorite current welcome bonuses divided into four sections: blockbuster offers, excellent transferable points offers, excellent airline card offers, and excellent hotel card offers.
The Marriott Bonvoy Boundless card had an amazing welcome bonus: 5 free nights, worth up to 50K points each. We didn't recommend it to most people because it was terrible for everyone else.
This is a great way to compare credit card offers, but it misses some nuances.
| Card Offer and Details |
|---|
| Capital One Venture X Rewards Credit Card The cost/benefit ratio makes this card worth it for the lounge access and travel protections. Priority Pass, Capital One Lounges, and the President's Circle status are available to authorized users. The Capital One Venture rewards card is worth exactly 1 cent each for travel, and the card earns 2 miles per dollar on most purchases. This makes the return on most spend similar to a 2% cash back card, though you must redeem your miles to get 1 cent per mile. Capital One has an advantage over cash back: they can transfer their miles to airline and hotel points. Visa Infinite is the card type. The earning rate is 10X on hotels and rental cars booked via Capital One Travel. Up to $300 in statement credits annually for bookings made through Capital One Travel, 10,000 bonus miles each year starting at the first anniversary, and up to $100 application fee credit for Global Entry. |
You can use the 100K bonus to offset travel purchases at a penny per mile, or you can transfer to airline and hotel partners and get even better value.
If you're trying to get or stay under 5/24, you won't want to get this one just yet.
The last day to apply for the 100,000 points + $200 vacation rental credit offer is March 14th, 2022.
Also:
The Capital One offer requires a huge amount of spend, but the rewards are amazing.
The $3,500 offer is available through a Capital One business relationship manager.
If you have a business and you can spend $50,000 in six months on your card, then this is a great deal.
Even a simple sole proprietor can apply for business credit cards. Even if you don't realize it, you have a business. You must have a business in order to sign up for a business credit card. It is common for people to have businesses without realizing it. You have a business if you sell items at a yard sale or on eBay. In any of these cases, your business is considered a Sole Proprietorship. When you apply for a business credit card as a sole proprietor, you can use your own name, phone, and address, as well as your social security number. You can get a Tax ID from the IRS for free through this website. Is it okay to use business cards for personal expenses? Most people I know use business cards for personal expenses. Most business card applications state that you should only use the card for business purposes. Some credit card protections do not apply to business cards. If you aren't comfortable using the card for personal expenses, don't use it.
I recommend leaving this one alone if you don't think you can do the full $50K spend.
The offer is expected to end in March of 2022.
Capital One has a complete guide.
The Resy 125K point offer includes 10X points at restaurants worldwide for six months on up to $25K spend, if you choose the 150K offer.
It's possible to earn up to 150K points after 6 months if you spend a lot at restaurants.
The Amex Platinum card has a welcome bonus that is more valuable than the card's annual fee.
I don't know how long this offer will last.
Also:
The co- branded Platinum cards are still excellent offers, even though they aren't as good as the vanilla Platinum card.
Anyone who hasn't had this particular Platinum variation before and anyone who is willing to open one with Morgan Stanley should consider this, especially those who spend a lot at restaurants.
The welcome bonus is worth more than the card's annual fee, but you should get it.
I don't know how long these offers will last.
Also:
The Brex business cash management account comes with a credit card that acts like a credit card, unlike the usual credit card sign up offer. Transfer points 1 to 1 to airline transfer partners can be used to cash out Brex points.
To be eligible for this offer, you must own a business that is registered in the US as a C-corp, S-corp, or LLP.
If you apply for Brex Cash, you won't get a credit pull and it won't add to your count.
This account does not affect your Chase 5/24 status and there is no hard pull on your account.
Don't apply if you don't own a qualified business or if you can't meet the spend requirement.
It's unclear how long this offer will last. You should sign up right away if you qualify.
There is a Brex Bonus of over 100K points without a credit inquiry.
It is fee-free and can be used for office supplies, phone service, cable TV, and internet.
Imagine if you spent all of that within 5X categories, you would earn 37,500 points, which would add up to 112,500, for the 75K offer.
The Chase Ink Business Cash makes it easy to earn points quickly and the premium cards make it easy for anyone in the household to get it.
Even a simple sole proprietor can apply for business credit cards. Even if you don't realize it, you have a business. You must have a business in order to sign up for a business credit card. It is common for people to have businesses without realizing it. You have a business if you sell items at a yard sale or on eBay. In any of these cases, your business is considered a Sole Proprietorship. When you apply for a business credit card as a sole proprietor, you can use your own name, phone, and address, as well as your social security number. You can get a Tax ID from the IRS for free through this website. Is it okay to use business cards for personal expenses? Most people I know use business cards for personal expenses. Most business card applications state that you should only use the card for business purposes. Some credit card protections do not apply to business cards. If you aren't comfortable using the card for personal expenses, don't use it.
Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months. This is true for Chase business cards too: you won't be approved if you are over 5/24. That said, if you are under 5/24 and get approved for a Chase business card, that card won't add to your 5/24 count. To determine your 5/24 status, see: Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.Don't apply if you don't have a business or are over the age of 24.
Sign up before you go over the deadline.
Also:
It is possible to get both cards even if you only have one business.
Anyone with a business that can qualify for this offer should consider it.
Even a simple sole proprietor can apply for business credit cards. Even if you don't realize it, you have a business. You must have a business in order to sign up for a business credit card. It is common for people to have businesses without realizing it. You have a business if you sell items at a yard sale or on eBay. In any of these cases, your business is considered a Sole Proprietorship. When you apply for a business credit card as a sole proprietor, you can use your own name, phone, and address, as well as your social security number. You can get a Tax ID from the IRS for free through this website. Is it okay to use business cards for personal expenses? Most people I know use business cards for personal expenses. Most business card applications state that you should only use the card for business purposes. Some credit card protections do not apply to business cards. If you aren't comfortable using the card for personal expenses, don't use it.
Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months. This is true for Chase business cards too: you won't be approved if you are over 5/24. That said, if you are under 5/24 and get approved for a Chase business card, that card won't add to your 5/24 count. To determine your 5/24 status, see: Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.Don't apply if you don't have a business or are over the age of 24.
Sign up before you go over the deadline.
Also:
| Card Offer and Details |
|---|
| Chase Ink Business Preferred Card The card is great for the signup bonus and 3X categories. The fee-free Ink Business Cash and the fee-free Ink Business unlimited can earn 1.5X everywhere. The card type is Visa Signature Business. The earning rate is 3X travel, shipping, internet, cable, phone, and advertising with social media sites. Points worth 25% more when redeemed for travel, transfer points to airline and hotel partners, and cell phone protection against theft or damage are noteworthy perks. Chase Ultimate rewards complete guide is also available. |
This is an excellent offer, but it is overshadowed by the Ink Business Cash and Ink Business Unlimited offers, each of which offers 1/3rd as many points for half of the minimum spend.
Anyone with a business that can meet the hefty minimum spend requirements should consider it.
Even a simple sole proprietor can apply for business credit cards. Even if you don't realize it, you have a business. You must have a business in order to sign up for a business credit card. It is common for people to have businesses without realizing it. You have a business if you sell items at a yard sale or on eBay. In any of these cases, your business is considered a Sole Proprietorship. When you apply for a business credit card as a sole proprietor, you can use your own name, phone, and address, as well as your social security number. You can get a Tax ID from the IRS for free through this website. Is it okay to use business cards for personal expenses? Most people I know use business cards for personal expenses. Most business card applications state that you should only use the card for business purposes. Some credit card protections do not apply to business cards. If you aren't comfortable using the card for personal expenses, don't use it.
Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months. This is true for Chase business cards too: you won't be approved if you are over 5/24. That said, if you are under 5/24 and get approved for a Chase business card, that card won't add to your 5/24 count. To determine your 5/24 status, see: Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.Don't apply if you don't have a business or are over the age of 24.
Sign up before you go over the deadline.
Also:
The Amex Gold Card has been a favorite of ours since it was introduced with its 4X dining and grocery categories, but for a while the best offer was 45K points.
If you haven't had this card in the past 7 years, you should be able to get it.
If you're trying to stay under 5/24, you won't want this one.
I don't think there is a rush to get in on the current deal.
Also:
| Card Offer and Details |
|---|
| Citi Premier Card The earnings for spend were very strong. Excellent bonus categories. Points can be used to select airlines. You should pair this card with Citi Double Cash and Citi rewards+. This travel card does not provide any travel protections. Mastercard World Elite is the card type. 3X grocery, 3X dining, 3X gas stations, and 3X flights earned an earning rate of 3X. Transfer points to airline partners; $100 annual hotel savings benefit. The Citi ThankYou rewards guide is also available. |
Excellent earnings on spend include 3X grocery, 3X dining, 3X gas stations, and 3X flights, hotels, travel agencies, as well as the ability to transfer ThankYou points to airline programs.
The premier card is a good choice for those who value points transferrable to airline programs.
If you prefer to use rewards more easily, then you may want to skip this one.
The standard offer is 60K.
Also:
If you're interested in picking up a Delta card, this is an excellent time to do so.
The current crop of enhanced offers don't include bonus MQMs on top of the bonus miles, so those interested in Delta elite status may want to wait for the next round.
If you're interested in flying Delta, this is a great time to pick up some easy miles and cash back.
If you don't want to fly Delta or one of its partners, consider waiting for an offer with bonus MQMs.
The offers are set to expire in April of 2022.
The Delta SkyMiles Complete Guide is also available.
This is an excellent bonus for those who can spend at least $20k in a year.
The 5,000 bonus miles perk on the United Gateway card will help those who have a fee-free card.
Anyone with a business that flies United should consider this card, not just for the sign up bonus, but also for the long term.
Even a simple sole proprietor can apply for business credit cards. Even if you don't realize it, you have a business. You must have a business in order to sign up for a business credit card. It is common for people to have businesses without realizing it. You have a business if you sell items at a yard sale or on eBay. In any of these cases, your business is considered a Sole Proprietorship. When you apply for a business credit card as a sole proprietor, you can use your own name, phone, and address, as well as your social security number. You can get a Tax ID from the IRS for free through this website. Is it okay to use business cards for personal expenses? Most people I know use business cards for personal expenses. Most business card applications state that you should only use the card for business purposes. Some credit card protections do not apply to business cards. If you aren't comfortable using the card for personal expenses, don't use it.
Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months. This is true for Chase business cards too: you won't be approved if you are over 5/24. That said, if you are under 5/24 and get approved for a Chase business card, that card won't add to your 5/24 count. To determine your 5/24 status, see: Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.Don't apply if you don't have a business or are over the age of 24.
There are good bonuses for this card, so you don't need to hurry.
The United MileagePlus Complete Guide is also available.
| Card Offer and Details |
|---|
| Chase British Airways Visa Signature® Card A good choice for a nice sign up bonus. If you frequently book awards from the US to Europe, the card is a keeper. The card type is Visa signature. The earning rate is 5X British Airways. 3X hotel accommodations booked directly with the hotel, and 1X elsewhere, for 12 months. Every year you make $30,000 in purchases on your British Airways Visa card, you will earn a Travel Together companion ticket good for two years. Up to $600 per year in award fee rebates and 10% off flights from the US are noteworthy perks. |
| Chase Iberia Visa Signature® Card A good choice for a nice sign up bonus. I don't think it's a compelling card to keep past the first year, unless you fly Iberia often or intend to go for the big spend bonus The card type is Visa signature. The earning rate is 3X Iberia, British Airways, Aer Lingus, LEVEL and OpenSkie. Every year you make $30,000 in purchases on your Iberia Visa card, you'll earn a discount voucher good for $1,000 to use toward two tickets on the same flight. 10% off on Iberia flights when you use your Iberia Visa to purchase at iberia.com/Chase10 |
| Chase Aer Lingus Visa Signature® Card A good choice for a nice sign up bonus. Unless you intend to go for the big spend bonus, I don't see it as a compelling card to keep past the first year. The card type is Visa signature. The earning rate is 3X Aer Lingus, 2X British Airways, and 1X elsewhere. Every year you make $30,000 in purchases on your Aer Lingus Visa card, you will earn an economy class companion ticket good for 1 year. |
In a normal world, 100,000 airline miles for $5,000 would be a big deal.
Those who know how to get great value from Avios should get it.
Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months. To determine your 5/24 status, see: Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.If you're not already a fan, I recommend looking elsewhere.
We don't know how long these offers will last.
Also:
You can meet the requirements of this offer by using the card to buy a cup of coffee, even better.
Anyone looking to add to their American Airlines points balance should get it.
If you're trying to stay under 5 24 you may want to wait.
This offer has been around for a while and I don't expect it to end soon.
The $100 statement credit is a nice kicker, and it is a good offer for people who want to accumulate Alaska miles, or use the card to save on airfare.
There is a similar offer for the business version of this card, but without the $100 statement credit.
Anyone who wants to add to their Alaska mileage balance and anyone who wants to use the card's companion fare should get it.
If you're trying to stay under 5 24 you may want to wait.
We don't know how long this offer will last.
This card is a great choice if you are a regular passenger on the airline.
Anyone looking to add to their points balance should get it.
Even a simple sole proprietor can apply for business credit cards. Even if you don't realize it, you have a business. You must have a business in order to sign up for a business credit card. It is common for people to have businesses without realizing it. You have a business if you sell items at a yard sale or on eBay. In any of these cases, your business is considered a Sole Proprietorship. When you apply for a business credit card as a sole proprietor, you can use your own name, phone, and address, as well as your social security number. You can get a Tax ID from the IRS for free through this website. Is it okay to use business cards for personal expenses? Most people I know use business cards for personal expenses. Most business card applications state that you should only use the card for business purposes. Some credit card protections do not apply to business cards. If you aren't comfortable using the card for personal expenses, don't use it.
If you never fly JetBlue, look elsewhere.
I don't know how long this offer will last, but my guess is that we will have plenty of opportunities for similar bonuses in the future.
The previous 150K best offer didn't include a free night certificate, so this may be the best ever bonus for this card.
The annual fee for this card will increase by $10, but you will also get more great perks: the ability to add points to a free night certificate, better earnings on spend, and $50 United Travel.
Anyone under the age of 24 who doesn't have this card may find it worth getting.
Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months. To determine your 5/24 status, see: Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.Anyone who has no use for IHG points or is trying to get or stay under 5 24 should not get it.
It's a good idea to sign up before March 24 in order to lock in a lower annual fee.
This is the card's usual great offer, but it's plenty good enough to include here.
The annual free night and Diamond status are fantastic bonuses, so anyone who is good at using the card should get it.
If you don't think you'll use the card fully, you shouldn't get it.
It would be good to get this before Amex increases the annual fee on this card, so that you will get at least a year with the card at the current annual fee.
There is an in-depth review of a new ultra-premium card.
| Card Offer and Details |
|---|
Chase World of Hyatt Business Credit Card ➥Moreⓘ $8961st Yr Value Estimate 75K points75K after $7.5K spend in 3 months plus 2x in top three of eight spend categories each calendar quarter through Dec. 31, 2022; and top two of eight spend categories in 2023 and beyond. Eligible categories are: dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping. A yearly fee of $199. The card is subject to the Chase rule. The mini review was great for its initial bonus and for Hyatt enthusiasts to spend toward status and rebate on award stays. The card type is Visa signature. 2X in the top 3 of 8 spending categories each calendar quarter through 12/31/22 and then the top 2 of 8 spending categories in the future. Eligible categories include dining, airline tickets purchased directly with the airline, car rental agencies, gas stations, internet, cable and phone services, social media and search engine advertising, and shipping. Every time you spend $10,000, you will get 5 elite night credits. Hyatt cardmember year in Hyatt statement credits: spend $50 or more at any Hyatt property. |
This is an excellent bonus for people who are interested in earning Hyatt points, and I don't think this card is a keeper for most people.
Anyone who values Hyatt points should get it.
Even a simple sole proprietor can apply for business credit cards. Even if you don't realize it, you have a business. You must have a business in order to sign up for a business credit card. It is common for people to have businesses without realizing it. You have a business if you sell items at a yard sale or on eBay. In any of these cases, your business is considered a Sole Proprietorship. When you apply for a business credit card as a sole proprietor, you can use your own name, phone, and address, as well as your social security number. You can get a Tax ID from the IRS for free through this website. Is it okay to use business cards for personal expenses? Most people I know use business cards for personal expenses. Most business card applications state that you should only use the card for business purposes. Some credit card protections do not apply to business cards. If you aren't comfortable using the card for personal expenses, don't use it.
Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months. This is true for Chase business cards too: you won't be approved if you are over 5/24. That said, if you are under 5/24 and get approved for a Chase business card, that card won't add to your 5/24 count. To determine your 5/24 status, see: Easy Ways to Count Your 5/24 Status. The easiest option is to track all of your cards for free with Travel Freely.Don't apply if you don't have a business or are over the age of 24.
We don't know when this offer will end.
The World of Hyatt Complete Guide is also available.
Both of these cards are excellent travel cards, and the Reserve card is especially good since it offers 3x for all travel purchases.
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