Every month I make a post with the best credit card offers at the time, with a particular focus on the best travel credit cards. It's always a good time to start getting your points strategy in order, so you're ready to plan your dream trip when the time is right. It's true when you consider that we're currently seeing some of the best credit card welcome bonuses that we've ever seen. The specifics of the top offers are constantly changing, and there are several excellent long-standing credit card offers. If you read my post on a daily basis, then skip it, but for me it's a useful place to refer people who ask about which cards they should apply for. Most people don't know how to travel better. Picking up an excellent credit card that can add value to you is one of the best ways to improve your travel experience. Doesn't this make sense? Look better than this? More space has become the ultimate luxury in the coronaviruses era, so this is more true than ever before. Three main points are considered when applying for a credit card. The welcome bonuses are one of the best ways to get rewarded quickly. A good credit card bonus can earn you an international ticket in first or business class, which many assume is off limits. Some of the best credit card welcome bonuses are available this month. I think the 21 best are: 100,000 Capital One miles after spending $10,000 within six months, plus a $200 vacation rental credit within the first year, is the current offer. The annual fee is 395.
This is the hottest new credit card on the market. This card is one of the best cards for everyday spending, and it has many amazing perks, including a $300 annual travel credit, 10K bonus anniversary miles, a Priority Pass membership, and access to Capital One Lounges. A lot of people are getting approved for the card.
The welcome bonus, perks, and return on everyday spending are all included on this card.
You can apply for the Capital One Venture X.
There is a limited time offer of up to $3,000 cash back, which can be earned by spending $5,000 within three months, plus an additional $2,500 cash back after spending a total of $50,000 within the first six months.
The annual fee is $150.
This huge business card offer of up to $3,000 cash back is almost unheard of. The spending requirement is so large that I am not ranking this as the best bonus. This card offers 2% cash back with no caps and no foreign transaction fest, so it is an all around great card. Capital One miles can be converted into rewards at the rate of one cent per mile, making this even more lucrative. I applied for the card with this offer. This card is good for both the welcome bonus and everyday spending.
You can apply for the Spark Cash Plus.
100,000 Ultimate rewards points after spending $15,000 in three months.
The annual fee is 95.
The Ink cards have generous category bonuses that help sole proprietors and small businesses maximize points on everyday credit card spending. The card offers 3x points on the first $150,000 spent annually in combined purchases on travel, shipping, internet, cable and phone services.
This card is good for both the welcome bonus and everyday spending.
You can apply for the Ink Business Preferred.
There is a current offer of two Flight Reward Certificates after spending $4,000 in the first three months.
The annual fee is $95.
This new card is a great offer, with a huge welcome bonus, a great return on spending, and valuable perks that can get you perks when flying with Air Canada and Star Alliance partners. I value Aeroplan points at 1.5 cents each, so the welcome bonus on this card is worth up to 1,500.
You can apply for the Aeroplan Credit Card.
100,000 Avios after spending $5,000 in three months.
The annual fee is $95.
The three different cards all have the same welcome bonuses and points are transferrable between the various programs. You can find a comparison of the different perks of each card here. The welcome bonus on this card is worth more than I value at 1.3 cents each.
You can learn more about the Aer Lingus Visa, the British Airways Visa, and the Iberia Visa.
The current offer is 75,000 points after spending $7,500 in three months.
No annual fee.
The two cards have the same sign-up bonuses and both don't have an annual fee, so I'll cover them in the same section. On the first $25,000 spent per cardmember year on office supply stores, internet, cable TV, mobile phones, and landlines, the Ink Cash offers 5x points in useful categories, while the Ink Unlimited offers 1.5x points on all purchases.
Points can be pooled with the Ultimate rewards points earned on the cards. I value the welcome bonuses on these cards at $1,275 each, assuming you have one of these cards in conjunction with one accruing premium Ultimate Rewards points.
You can apply for the Ink Business Cash and the Ink Business Unlimited.
Up to 150,000 MileagePlus miles can be earned after spending $5,000 within three months, plus an additional 75,000 miles after spending a total of $20,000 six months.
The annual fee is $100.
The card has a huge bonus. Two United Club passes annually, a free first checked bag, priority boarding, savings on inflight purchases, and more are some of the perks for holding onto the card. The welcome bonus on this card is worth $1,950, because I value United MileagePlus miles at 1.3 cents each. The reason I'm not ranking this card higher is because of the spending requirement.
You can apply for the United Business Card.
100,000 Membership rewards points after spending $6,000 in six months.
The annual fee is $695
The Amex Platinum is a perks-rich card that offers a $300 annual Equinox credit, a $240 annual digital entertainment credit, a $200 annual airline fee credit, a $200 annual hotel credit, and a $179 annual CLEAR credit. Some of the perks require enrollement.
You can apply for the Amex Platinum.
Membership rewards points are offered after spending $10,000 in three months.
$295 is the annual fee.
This is one of the best Amex business cards for earning Membership rewards points, given the 4x points categories, and it has a great welcome bonus. The welcome bonus is worth $1,190 to me.
You can apply for the Amex Business Gold.
The current offer is 75,000 World of Hyatt points.
The annual fee is 199.
This is a great offer because it is Hyatt's new business card. You can get up to $100 in Hyatt statement credits every year, you can get Discoverist status for you and up to five employees, and spending on the card can help you earn World of Hyatt elite nights. The bonus points on this card are worth more than $1,000.
You can apply for the World of Hyatt Business Card.
60,000 Mileage Plan miles plus a companion fare after spending $3,000 in 90 days.
$50 for the company and $25 per card.
The Alaska Business Visa Card offers an incredible welcome bonus and some incredible perks, like an annual companion fare, 50% savings on Alaska Lounge day passes, 20% savings on inflight purchases, a free first checked bag, and more. The welcome bonus on this card is worth over $1,000.
You can apply for the Alaska Airlines Business Visa.
The current offer is 60,000 Ultimate rewards points after spending $4,000 in three months.
The annual fee is 95.
The card recently underwent major changes, making it more lucrative than ever before. The card has bonus points on dining and travel. At a 3:1 ratio, Ultimate rewards points can be transferred to many other programs. This post explains eligibility for the Chase Preferred. The welcome bonus is worth over $1,000 because I value Ultimate rewards points at 1.7 cents each.
You can apply for the Chase Sapphire Preferred.
The current offer is 60,000 ThankYou points after spending $4,000 in three months.
The annual fee is $95.
The card offers 3x points on gas, dining, groceries, air travel, and hotels, and the card also offers up to a point for every dollar spent. The welcome bonus on this card is worth $840, because I value Citi ThankYou points at 1.7 cents each.
You can apply for the Citi premier.
The current offer is 60,000 Venture miles after spending $3,000 in three months.
The annual fee is $95.
The Capital One Venture Card is one of the most straightforward and rewarding travel credit cards out there, and it offers some great perks as well. Capital One miles became more valuable recently. The welcome bonus on the Capital One Venture card is worth over $1,000.
You can apply for the Capital One Venture.
Membership rewards points are offered after spending $4,000 in six months.
The annual fee is $250.
The Amex Gold has a bonus of 60K points, which is one of the best offers we have seen on the card. The card also offers up to a $120 annual dining credit, and can be used at U.S. supermarkets on up to $25,000 per calendar year. The welcome bonus is worth $1,020.
You can apply for the Amex Gold.
There is a limited time offer through March 14, 2022.
The yearly fee is $149.
Southwest's personal credit cards have exceptional bonuses right now, which include a Companion Pass. Companion Pass is one of the best deals in travel because it allows you to take someone with you while paying just the taxes and fees for the ticket. If you have a lot of travel planned in the upcoming year, this is a great deal.
You can apply for the Southwest Priority Card.
The current offer is 80,000 Rapid Rewards points after spending $5,000 in three months.
The annual fee is $199.
The Southwest Performance Card has a huge welcome bonus with a fairly reasonable spending requirement. The card offers a lot of perks, including anniversary bonus points, free wi-fi on Southwest, upgraded boardings, and more. The welcome bonus on this card is worth $960, because I value Southwest Rapid Rewards points at 1.2 cents each.
You can apply for the Southwest Performance Business.
After spending $4,000 in four months, the current offer is 65,000 AAdvantage miles.
The annual fee is $0 for the first year.
There is a lot to like about this business credit card, including a first checked bag free, and the ability to earn Loyalty Points with credit card spending. I value American AAdvantage miles at 1.5 cents each and the welcome bonus at 975.
You can apply for the CitiBusiness AAdvantage Card.
The current offer is 70,000 miles after spending $4,000 in three months.
The annual fee is $250.
This is the most lucrative personal card in terms of being able to justify the annual fee. The card offers an excellent welcome bonus, as well as a $125 annual United travel credit, up to 10,000 miles worth of award flight credits annually, and other perks for travel on United.
You can apply for the United Quest Card.
There is a free night award after spending $3,000 in three months.
The annual fee is $95.
This card is offering a huge bonus at the moment, given how valuable free night certificates are. The card can be worth keeping in the long run, thanks to its status as a Hilton Honors Gold, Priority Pass visits, and more.
You can apply for the Hilton Honors Business Card.
There is a free night award after spending $1,000 in three months.
There is no annual fee.
This no annual fee personal card is offering a good bonus right now. The no annual fee card has perks, like a fifth night free on award redemptions, and it's a good one. If you get at least 70,000 points from the free night award, I would value the welcome bonus at $700+.
You can apply for the Hilton Honors Card.
Before applying for a credit card, make sure you know the rules of your bank.
People think applying for credit cards will hurt their credit. The opposite is true. Applying for credit cards can help your credit if you use your credit wisely and make payments on time.
If you want to apply for credit cards, make sure you have self-control, and try to pay your balance in full every month, or else you will end up in debt.
There are many credit card offers to choose from, but the above are some of the best.
If you have some of the above cards, but are already into miles and points, consider applying. If you're new to miles and points, now is the time to start, I think Capital One Venture X, Chase Sapphire Preferred, and American Express Gold are great options to start with.
The rates and fees for American Express cards can be found in the following links. The American Express Business Gold Card, the American Express Gold Card, and theHiltonHonors American Express Card are included.
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