McAlester News-Capital, Okla.

McAlester resident Megan LaRue was shocked when she received a letter from the state of Oklahoma stating that her vehicle was identified on the road without insurance.

LaRue said that he was shocked, but also confused.

At first, she thought it was a scam, so she called the police department and they told her it was a legitimate letter.

The Oklahoma Uninsured Vehicle Enforcement Diversion Program placed a camera near Tandy Town in McAlester that took a photo of LaRue's vehicle.

According to a study, Oklahoma has the highest number of uninsured drivers in the country with 1 out of every 4 drivers uninsured.

The real time insurance verification system was only to be implemented after two provisions were met, according to the law signed by Mary Fallin.

The program grew in coverage since the first notices were sent in December of last year.

There are at least 50 cameras deployed across the state of Oklahoma.

The intersection near Tandy Town is where the cameras are placed to maximize coverage.

After the camera takes the photo of a license plate, a software will read the plate and compare it to a database and then the photo and information is sent for quality checks.

If it looks like you are not insured, you are sent a notice.

An insured person can still receive a notice if the vehicle was sold and the new owner hasn't registered the vehicle in their name, the system wasn't updated by the insurance company, or even a transposed VIN number.

Her insurance agent never heard of the program.

He was confused, but he followed the directions on the back of the letter. He called to let me know it was taken care of.

The program gives people without insurance a chance to get insurance without having to pay a higher ticket.

If you didn't have insurance on the date you were photographed, we invite you into diversion.

The program requires paying a $174 fee and acquiring and maintaining auto insurance for two years.

It is less than a ticket.

A ticket for no insurance in the city of McAlester costs $335.

If the ticket is issued by a state trooper, the person can be charged with a felony and face up to 30 days in the county jail or both.

If proof of insurance is obtained before the court date, tickets can be dismissed with a reduced fine.

The Department of Public Safety can suspend the license of a person if they are found guilty of driving without auto insurance.

It is the easiest diversion program in the world. We are trying to keep people out of jail and we are trying to keep people from getting tickets.

The program currently has a 70% rate of people keeping insurance.

"We consider that pretty good," he said.

The district attorney in that district will prosecute those that do not comply with the program.

District 18 District Attorney Chuck Sullivan said the program has increased the number of insured drivers in Pittsburg and Haskell County and that a small number of people have been referred to his office for prosecution.

Sullivan said that the program was successful due to that.

The red light and speeding cameras which take a photo of the driver and the license plate are the most privacy concerns people have, according to Arnall Couch.

"We don't care about the driver, we care about who owns the car, that's a matter of public record." You can take pictures of license plates on a street corner.

The data received is kept within the program as required by state statute to send notices and keep track of those who enroll in the diversion program.

She said that the program is only trying to help people, even though some people may see it as overbearing.

"We are here to help, not to stick it to people." said Arnall Couch. If I can work myself out of work and everyone else gets insurance, that would be the best outcome.

If you would like to contact him, you can do so at djames@mcalesternews.com.

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