San Jose Passes Nation’s First Gun Liability Insurance Law—Here’s What It Means

Gun owners in the city of San Jose, California could soon be required to pay a fee to the city and be required to carry liability insurance after city officials voted in favor of the measures on Tuesday.

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Legislation may require gun owners in San Jose to carry liability insurance.


The liability insurance mandate was adopted by the San Jose City Council in a 10-1 vote.

The second part of the legislation requires gun owners to pay an annual fee.

The owner of a stolen or lost gun will be considered liable until the theft or loss is reported to authorities.

The $25 annual fee will be used to offer firearm safety education and training, suicide prevention, domestic violence, and mental health services to the community.

Current and retired law enforcement officers will not be affected by the new law.

The final reading next month will determine if the rules will go into effect in August.

A little over $1 million. The amount of money the annual gun fee is expected to bring in for the city is stated by the San Jose Spotlight. The report states that between 50,000 and 55000 households in San Jose own guns.

San Jose Mayor Sam Liccardo hailed the passing of the measure, calling it a constitutionally compliant path to mitigate the unnecessary suffering from gun harm in our community.

Chief Critic

Sam Paredes, the executive director of Gun Owners of California, wrote last week that there was no logic to the legislative push. This is an odd reasoning.

Key Background

San Jose's legislative efforts to reign in gun violence comes at a time when nationwide support for stricter gun control measures is at its lowest. A Gallup poll in November found that only a small majority of Americans supported more stringent controls on the sale of firearms. After the school shooting in Florida, the number went up to a high of 67%. A majority of Americans don't support a complete ban on handguns in the U.S. Homicide numbers in several major U.S. cities hit record highs in 2011.

The Silicon Valley city just voted to institute first-in-the-nation gun ownership requirements.

Do you own a gun in San Jose? Get ready to pay for it.