How to set up WhatsApp payments to send and receive money

Harish Jonnalagadda is a source.

For some of the best phones in the world, you can use the messaging app WhatsApp. If you're in India or Brazil, you can use the service to send payments. In India, the feature relies on the country's Unified Payments Interface framework to facilitate money transfer. You can send and receive money on the platform. You can get started with payments with this guide.

How to make payments on a messaging service.

You will need to link your bank account to the service to make payments. The service is available for all major banks in India, and works with your phone number. Even if you don't have a UPI account with your bank, you will be able to use the payments option within the app, as it will create a new UPI ID for you. Here's how to set it up.

Go to the app drawer or home screen.
The action overflow menu has three vertical dots on the top right corner.
Hit payments.

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You can add a new payment method.
Continue to get started if you accept.
From the list, choose your bank. This should be your primary UPI account.

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You will need to verify your phone number. Make sure the number you're using is the same one you have in your bank account. You can verify your bank account by texting.
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You can send a text to confirm your account.

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All accounts registered with your number will be pulled up. Pick the one you want to use to finish setting up payments.
Hit Done to finish setting it up.
The payment method is listed on the payments page.

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How to send and receive money.

Sending and receiving money is very easy. The payments option shows up directly in the conversation window, and transferring money is as seamless as it can get.

You want to receive money from this contact.
Pick the clip icon in the conversation window.
You can choose payment.

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You can add a note if you want.
You can enter your UPI PIN.
Once the transaction is done, you will see a confirmation message in the conversation window.

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There is nothing more to it. Sending and receiving money from your contacts is easier than ever before with the ability to make UPI transactions within the app. It is easy to start using the payments service on the best phones as a budget option.