The 150 million Americans who have private health insurance will be eligible for full reimbursement after they buy a Covid test, according to the White House. Those who have bought a plan on the marketplace and are insured by their employer are also included.
The new rules don't apply to those on Medicaid and Medicare, but they may be covered by private insurance.
The Center on Health Insurance Reforms at Georgetown University's McCourt School of Public Policy says that short-term or health-care sharing plans won't have to cover your tests.
Flexible savings accounts and health savings accounts can be used for Covid tests.
We will have to wait for more guidance from the government, but experts believe that most at- home tests will be included under the policy.
You will have to put in a lot of work to get repaid.
Many people don't know about their provider's reimbursement policy. You can contact your plan to learn about it.
The Patient Advocate Foundation spokeswoman said that it will be crucial that you keep your receipt.
If you want to get a reimbursement form from your insurer, you would have to send it in.
She said that insurers have a physical mailing address. You can either email it in or upload it to their site.
To send in a more straightforward receipt, the cashier should ring the tests separately from additional purchases.
The government wants insurers to reimburse people within a certain time frame.
Some companies can take a long time to cut checks.
The White House said it is doubling the amount of free tests it gives out to 50 million people if they don't have insurance or Medicare.
You should be able to find these centers on the website of your state or local health agency.
Some of the most common circumstances in which people may want to test themselves for the virus are if they have come into contact with someone diagnosed with Covid, are showing symptoms of the virus, or are expected to attend a high-risk event.
You can use the results from the tests at your local Walgreens, but most of them won't give you the results you need before a flight or cruise. According to The Points Guy, the CDC has approved at- home tests for travel purposes.
