In the interest of full disclosure, OMAAT earns a referral bonus for anyone that is approved through some of the below links. These are the best publicly available offers that we have found. The author's opinions are not endorsed by the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider. Please check out our policy for more information about our partners.
Every month I make a post with the best credit card offers that I think are the best at the time, with a particular focus on the best travel credit cards.
It is a good time to start getting your points earning strategy in order so you can plan your dream trip when the time is right. That is true when you consider that we are currently seeing some of the best credit card welcome bonuses that we have ever seen.
The details of the top credit card offers are constantly changing, and there are several excellent long-standing credit card offers.
If you read my post on a daily basis, then skip it, but for me it is a useful place to refer people who ask about which cards they should apply for, a question I get on a daily basis.
Most people want to travel better, but don't know how. Picking up an excellent credit card that can add value to you is one of the best ways to improve your travel experience.
Doesn't this make sense?
The business class of the airline.
Look better than this?
The economy class of the airline.
This is more true than ever before, because more space has become the ultimate luxury.
Three main points are considered when applying for a credit card.
The bonus is the amount of points you can earn for signing up for the card and spending a certain amount of money.
Pick a credit card that offers bonus points in the categories you spend the most on, whether that is dining or groceries or airfare.
Even if you don't spend money on the card, there are perks that are more than worth the annual fee, such as free nights at hotels that cost $300+ per night.
There are many credit cards that are worth something.
One of the best ways to get rewarded quickly is with the welcome bonuses. A good credit card bonus can earn you an international ticket in first or business class, which many assume is off limits.
Some of the best credit card welcome bonuses are available this month. I think the 18 best are:
100,000 Capital One miles after spending $10,000 within six months, and a $200 vacation rental credit within the first year.
The annual fee is $395.
This is the hottest new credit card on the market. The card is one of the best for everyday spending, and it has many amazing perks, including a $300 annual travel credit, 10K bonus anniversary miles, a Priority Pass membership, access to Capital One Lounges, and more. A lot of people are getting approved for the card.
The welcome bonus, perks, and return on everyday spending are all included on this card.
You can apply for the Capital One Venture X.
Capital One miles can be used for travel in Turkish business class.
The current offer is 100,000 Ultimate rewards points after spending $15,000.
The annual fee is $95.
The Ink cards have generous category bonuses that help sole proprietors and small businesses maximize points on everyday credit card spending. The card offers 3x points on the first $150,000 spent annually in combined purchases on travel, shipping, internet, cable and phone services, advertising purchases made with social media sites and search engines.
The welcome bonus on this card is worth $1,700.
Apply for the Ink Business Preferred.
The Park Hyatt Milan is a great place to stay.
3. The Infinite Card is a card from the United Club.
This is a limited time offer of 100,000 miles after spending $5,000 in three months.
The annual fee is $525.
The card is giving away its best-ever welcome bonus, as well as rich perks for travel on United, including a United Club membership, a free first and second checked bag, and priority check-in. The welcome bonus on this card is worth over a thousand dollars.
You can apply for the United Club Infinite Card.
You can redeem miles for travel in United Polaris.
4. The card is called the Citi Premier® Card.
The current offer is 80,000 ThankYou points after spending $4,000 in three months.
The annual fee is $95.
This is a mid-range card that is currently offering its best-ever welcome bonus. The card offers 3x points on gas, dining, groceries, air travel, and hotels, as well as a $100 annual hotel credit, and it has excellent bonus categories. The welcome bonus on this card is worth over 1,300 dollars.
You can apply for the Citi premier.
You can redeem ThankYou points for a business class.
5. Aer Lingus Visa Signature Card, British Airways Visa Signature Card, and Iberia Visa Signature Card are all used.
100,000 Avios after spending $5,000 in three months.
The annual fee is $95.
The three different cards all have the same welcome bonuses, and points can be transferred between the various programs. You can find a comparison of the different perks on each card. The welcome bonus on this card is worth $1,300, because I value the Avios at 1.3 cents each.
You can learn more about the Aer Lingus Visa, the British Airways Visa, and the Iberia Visa.
British Airways first class has a redemption system.
After spending $7,500, the current offer is 75,000 points.
No annual fee.
The two cards have the same elevated sign-up bonuses and both don't have an annual fee, so I'll cover them in the same section. On the first $25,000 spent per cardmember year on office supply stores, internet, cable TV, mobile phones, and landlines, the Ink Cash offers 5x points in useful categories, while the Ink Unlimited offers 1.5x points on all purchases.
Points can be pooled with Ultimate rewards points earned on cards like the Chase Sapphire Reserve Card, Chase Sapphire Preferred Card, and Ink Business Preferred Credit Card. I value the welcome bonuses on these cards at $1,275 each, assuming you have one of these cards in conjunction with one accruing premium Ultimate Rewards points.
You can learn more about the Ink Business Cash and the Ink Business Unlimited.
You can redeem points for travel in Singapore Airlines Suites.
7. Southwest Rapid Rewards® Plus Credit Card, Southwest Rapid Rewards® Premier Credit Card, and Southwest Rapid Rewards® Priority Card are available.
This is a limited time offer for applications, and it offers up to 100,000 Rapid Rewards points after spending $2,000 within the first three months and an additional 50,000 points after spending a total of $12,000 within the first 12 months.
The annual fee is $69 (plus), $99 (premier), and $149 (priority).
The three different cards have the same excellent best-ever welcome bonuses. Southwest travelers can get a lot of perks with these cards, including anniversary bonus points, EarlyBird check-in or upgraded boardings. The welcome bonus on this card is worth $1,200 because I value Southwest Rapid Rewards points at 1.2 cents each.
You can learn more about the Southwest Plus Card, the Southwest Priority Card, and the Southwest Premier Card.
You can get a lot of travel with 100K Rapid Rewards points.
8. The Platinum Card is from American Express.
You can earn 100,000 Membership rewards points after spending $6,000 within the first six months, and also earn 10x points on eligible purchases at restaurants worldwide and when you shop small in the US.
The annual fee is $695
The Amex Platinum has a higher annual fee, but it also has a lot of new perks. You can earn 100,000 points, but you can also earn 10x points in popular categories, which I value at an incredible 17% return on spending. The Amex Platinum is a card with many perks, including a $300 annual Equinox credit, $240 annual digital entertainment credit, $200 annual airline fee credit, $200 annual hotel credit, $179 annual CLEAR credit, $100 annual Saks credit, lounge access, and more.
You can apply for the Amex Platinum.
The Amex Platinum gives you access to the Amex Centurion Lounges.
9. The American Express Business Gold Card is a credit card.
Membership rewards points are offered after spending $10,000 in three months.
The annual fee is $295
This is one of the best Amex business cards for earning Membership rewards points, and it has a great welcome bonus. The welcome bonus is worth $1,190 to me.
You can apply for the Amex Business Gold.
Membership rewards points can be used for travel in ANA business class.
10. The World of Hyatt Business Credit Card.
The current offer is 75,000 World of Hyatt points.
The annual fee is $199.
This is a great offer because it is Hyatt's new business card. You can get up to $100 in Hyatt statement credits every year, and you can earn World of Hyatt elite nights by spending on the card. The bonus points on this card are worth more than a dollar each.
You can apply for the World of Hyatt Business Card.
World of Hyatt points can be redeemed at Alila Ventana Big sur.
11. The card is called the United Quest SM Card.
The current offer is 80,000 miles after spending $5,000 in three months.
The annual fee is $250.
This is a new card with a great value proposition. The card has a nice welcome bonus, as well as perks like a $125 annual United credit, up to 10,000 MileagePlus miles back annually when you redeem miles, and all kinds of perks when flying United. The bonus miles on this card are worth more than I value the United MileagePlus miles at.
You can apply for the United Quest.
SWISS business class can be redeemed for miles.
12. A business card.
The current offer is 75,000 miles after spending $5,000 in three months.
The annual fee is $0 for the first year.
The card offers a lot of perks, like priority boarding, a free first checked bag, and more. The welcome bonus on this card is worth over $1,000, because I value United MileagePlus miles at just over a dollar per mile.
You can apply for the United Business Card.
You can redeem miles for travel in the business class.
13. Alaska Airlines has a business card.
60,000 Mileage Plan miles plus a companion fare after spending $3,000 in 90 days.
$50 for the company and $25 per card.
The Alaska Business Visa Card offers an incredible welcome bonus and some amazing perks, like an annual companion fare, 50% savings on Alaska Lounge day passes, 20% savings on inflight purchases, and more. The welcome bonus on this card is worth over $1,000.
You can apply for the Alaska Airlines Business Visa.
Alaska miles can be used for travel in Japan Airlines business class.
14. The Chase card has a preferred card.
The current offer is 60,000 Ultimate rewards points after spending $4,000 in three months.
The annual fee is $95.
The card recently underwent major changes, making it more lucrative than ever before. The card has bonus points on dining and travel. At a 3:1 ratio, Ultimate rewards points can be transferred to many programs. See this post for more information. The welcome bonus is worth over $1,000 because I value Ultimate rewards points at 1.7 cents each.
You can apply for the Chase Sapphire Preferred.
You can redeem Ultimate rewards points at the Park Hyatt.
The current offer is 60,000 Venture miles after spending $3,000 in three months.
The annual fee is $95.
The Capital One Venture Card is one of the most straightforward and rewarding travel credit cards out there, and it offers some great perks as well. Capital One miles became more valuable recently. The welcome bonus on the Capital One Venture card is worth over $1,000.
You can apply for the Capital One Venture.
Venture miles can be used for travel in first class.
16. The American Express Gold Card is a credit card.
Membership rewards points are offered after spending $4,000 in six months.
The annual fee is $250.
The Amex Gold has a bonus of 60K points, which is one of the best offers we have seen on the card. The card also offers up to a $120 annual dining credit, as well as benefits such as membership rewards points, and the ability to shop at U.S. supermarkets on up to $25,000 per calendar year. The welcome bonus is worth $1,020.
You can apply for the Amex Gold.
The Amex Gold has points for dining.
The current offer is 80,000 Rapid Rewards points after spending $5,000 in three months.
The annual fee is $199.
The Southwest Performance Card has a huge welcome bonus with a fairly reasonable spending requirement. The card offers a lot of perks, including anniversary bonus points, free wi-fi on Southwest, upgraded boardings, and more. The welcome bonus on this card is worth $960, because I value Southwest Rapid Rewards points at 1.2 cents each.
If you want to apply for the Southwest Performance Business, learn more.
Southwest Companion Pass can be earned with this card.
18. The American Express card is for the Hilton.
After spending $1,000 within three months, you can earn 80,000 points and earn an additional 50,000 points.
The annual fee is not an annual fee.
This no annual fee personal card is offering a good bonus right now. The no annual fee card has perks like a fifth night free on award redemptions, and a Hilton Honors Silver status, which gives you a fifth night free on award redemptions. I value the welcome bonus at $650, because I value the points at a rate of 0.25 cents each.
If you want to apply for the Hilton Honors Card, you should learn more.
You can redeem points at the hotel.
Before applying for a credit card, make sure you know the rules of the bank.
People think applying for credit cards will hurt their credit. The opposite is true. Applying for credit cards can help your credit if you use your credit wisely and make payments on time.
If you want to apply for credit cards, make sure you have self-control and won't end up in debt, and try to pay your balance in full every month, or else the interest charges will negate any rewards earned.
There are many credit card offers to choose from, but the above are some of the best.
If you already have some of the above cards, consider applying. If you are new to miles and points, now is the time to start, I think Capital One Venture X is a great option.
The rates and fees for American Express cards can be found in the following links. The Platinum Card from American Express is one of the cards included.
Ben is the founder of OMAAT.
