Edge users aren’t happy about Microsoft’s built-in ‘buy now, pay later’ tool

The image is by Alex Castro.

Microsoft is adding a feature to Edge that will prompt users to use Zip when making a purchase in the browser.

The option to use Zip will appear on the checkout page.

The company introduced the service earlier this month, and now some users are seeing it integrated into their browsers after updating to Edge version 96, as noted by Ars Technica. The option to sign up and use Zip will be displayed on checkout pages, appearing in the same area where you would enter your credit card number on Edge, and will sometimes be ingrained in the checkout page itself. Edge can cover a price range of between $35 and $1,000, so Zip will pop up when it learns that.

Zip allows you to make purchases without spending a dime, but in exchange for four interest-free payments over a six-week period. Even though the service is technically free, it charges $1 for every payment you make, meaning you will end up spending $4 more on your purchase.

If the store doesn't offer the option, Edge will give you the option to pay through Zip. Merchants will have to contact Microsoft if they don't want customers using the service, according to a Microsoft support page.

Buy Now Pay Later was added to Edge, a thing which is known to be abused to harm people.
The tags on the post say it all. Keep speaking out.
Kevin Beaumont is on November 30, 2021.

Some users are upset about the extra bloatware slowing down their browsing experience and others are concerned about the financial ramifications on users, especially for those who struggle to manage their credit. Criminals can exploit services like buy now, pay later to score free goods, as they typically don't check credit scores.

Edge has built-in promo code and coupon alerts, as well as product price comparisons that pop up while you are shopping. Microsoft doesn't collect a fee for using Zip, so it's unclear why the company is opting both buyers and sellers into an offer no one asked for.