Credit Card Transfer Partners Master List & Transfer Ratios

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Credit Card Transfer Partners Liste

Transferring credit card rewards points to travel partners is one of the best ways of maximising the value. This allows you to book award tickets and free nights. Four flexible credit card points programs allow travelers to maximize their rewards points.

Below is a list listing all the options for transferring points, along with their respective transfer rates. Any transfer partners unique to a particular currency will be bolded.

Updated 11/5/21

American Express Membership Rewards (Transfer rate)

Aer Lingus (1:1)

Aeromexico Club Premier (1:1.6)

Aeroplan Air Canada (1:1)

Alitalia MilleMiglia (1:1)

ANA (1:1)

Cathay Pacific Asia Miles (1 to1)

Avianca Lifemiles (1:1)

British Airways Executive Club (1:1)

Delta SkyMiles (1:1)

Etihad Guest (1:1)

Flying Blue Air France KLM (1,1)

Hawaiian Airlines (1:1)

Iberia Plus (1:1)

JetBlue (1.8)

Singapore Airlines Krisflyer (1.1)

Emirates Skywards (1.1)

Virgin Atlantic Flying Club (1.1)

Hotel Transfer Partners

Marriott (1:1)

Hilton Honors (1.2)

Choice Privileges (1:1)

Brex Points (1-1 Transfers)

Air France / KLM Flying Blue

Aeromexico Club Premier

Avianca LifeMiles

Cathay Pacific Asia Miles

Qantas Frequent Flyer

Singapore Airlines KrisFlyer

Chase Ultimate Rewards (1-to-1 Transfers)

Aeroplan Air Canada

British Airway Executive Club

Flying Blue Air France/KLM

Singapore Airlines KrisFlyer

United MileagePlus

JetBlue

Southwest Airlines Rapid Rewards

Virgin Atlantic Flying Club

Iberia Plus

Aer Lingus AerClub

Emirates Skywards

Hotel Transfer Partners

World of Hyatt

IHG Rewards Club

Marriott Rewards

Related: Chase Ultimate Rewards Points - Should I Transfer Points To Travel Partners Or Book Through Portal

Citi ThankYou Points (1:1 Transfers)

Avianca Lifemiles

Air France / KLM Flying Blue

Cathay Pacific Asia Miles

Emirates Skywards

Etihad Airways

EVA Air

Garuda Indonesia

Jet Airways

JetBlue Airways (1.1) Unless you have a no annual fees card, then they will transfer at 1:0.8

Malaysia Airlines

Qantas Airways

Qatar Airways

Singapore Airlines

Thai Airways

Turkish Airlines

Virgin Atlantic

Hotel Transfer Partner

Choice Hotels (1 to 2 transfer ratio).

Capital One Miles (Transfer Rate)

Aeromexico Club Premier (1:1)

Air Canada Aeroplan (1:1)

Air France/KLM Flying Blue (1,1)

Avianca LifeMiles (1:1)

Cathay Pacific Asia Miles (1 to1)

Emirates Skywards (1.1)

Etihad Guest (1:1)

EVA Infinity MileageLands (2.1.5)

Finnair Plus (1:1)

Qantas Frequent Flyer (1:1)

Singapore Airlines KrisFlyer (1.1)

Hotel Transfer Partners

AccorLive Limitless (2:1)

Starting in the latter part of 2021, Choice Privileges (1 to 1)

Wyndham Rewards (1:1)

Related: Transfer Capital One Miles to Partners and Two Additional Additions

Bilt Rewards (1:1 Transfers)

American Airlines AAdvantage

Air Canada Aeroplan

Air France / KLM Flying Blue

Emirates Skywards

Hawaiian Airlines Hawaiian Miles

Turkish Airlines Miles & Smiles

Virgin Atlantic Flying Club

World of Hyatt

IHG Rewards

Marriott Bonvoy Transfers

These currencies transfer slightly differently to most currencies. Points are transferred at a ratio of 3:1, unless otherwise noted. For every 60,000 Bonvoy point transferred, you get a bonus of 5,000 miles in your destination account. Let's say you want to transfer 60,000 points from Marriott Bonvoy Aeroplan. This is 20,000 Aeroplan points plus the bonus of 5,000, for a total of 25,000.

Aegean miles bonus

Aer Lingus AerClub

Aeroflot Bonus

Aeromexico Club Premier

Air Canada Aeroplan

Air China Phoenix Miles

Air France / KLM Flying Blue

Air New Zealand Air Points (200 :1)

Alaska Airlines Mileage Plan

Alitalia Millemiglia

American Airlines AAdvantage

ANA Mileage Club

Asiana Airlines Asiana Club

Avianca LifeMiles

British Airways Executive Club

Cathay Pacific Asia Miles

China Eastern Miles

China Southern Airlines Sky Pearl Club

Copa Airlines ConnectMiles

Delta SkyMiles

Emirates Skywards

Etihad Guest

Frontier Miles

Hainan Airlines Fortune Wings Club

Hawaiian Miles

Iberia Plus

Japan Airlines (JAL) Mileage Bank

JetBlue TrueBlue (6.1)

Korean Air SKYPASS

LATAM Pass

Qantas Frequent Flyer

Qatar Airways Privilege Club

Saudia Alfursan

Singapore Airlines KrisFlyer

South African Airways Voyager

Southwest Rapid Rewards

TAP Miles & Go

Thai Royal Orchid Plus

Turkish Airlines Miles & Smiles

United MileagePlus (3:1.1)

Virgin Atlantic Flying Club

Virgin Australia Velocity

Credit Card Transfer Partners: Final Thoughts

There is a lot of overlap among transfer partners, as you can see. Capital One is the only exclusive partner for Finnair and Hainan. Thai and Turkish are only available to Citi ThankYou members. Because Ultimate Rewards are more valuable than other points in a hotel program, many people transfer them to Hyatt points.

Amex and Citi offer regular bonuses for transfers (such as this one to Jetblue). The best way to maximize your value is to transfer during bonus periods. You should not speculatively transfer points until you have either a specific redemption in your mind or a bonus.