Delta Platinum Amex Card Review (2021)

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American Express and Delta have been in close contact for many years. As a result, seven Delta Amex cards are co-branded, including the Blue and Gold cards as well as the Platinum and Reserve cards.

Basics of the Delta Platinum American Express Card Basics for September 2021

This post will focus on the Delta SkyMiles Platinum American Express Card. This card is one of Amexs premium cobranded Delta credit cards. It offers great value for frequent Delta flyers. Is this the right card?

Delta Platinum Amex Bonus: 90,000. SkyMiles + 10,000 QMs

The Platinum Delta SkyMiles Card offers a limited-time welcome bonus of 90,000. SkyMiles and 10,000 Medallion Qualifying Miles (MQMs), after you spend $3,000 in the first three months.

This is a significant bonus. The 90,000 SkyMiles can also be used to purchase a minimum $900 worth airfare on Delta. You can also get closer to status by earning 10,000 bonus MQMs.

SkyMiles can be used to redeem for Vietnam Airlines business class

Card Eligibility

You can only get the welcome bonus once in your life. You can still get the Delta Amex card in any flavor, so this card is available to you if your card has the Gold or Reserve or any of the business versions.

Learn more about Amex's general application restrictions by clicking here

Delta Platinum Amex Annual Fee

There is a $250 annual fee for the Platinum Delta Amex (Rates and Fees). Additional users can be added to the card for no additional cost (Rates and Fees).

Delta Platinum Amex Card: Miles Earned

You can earn points for spending with the Delta Platinum Amex:

Delta offers 3x SkyMiles on purchases made directly through them

Purchases made directly with hotels earn 3x SkyMiles

SkyMiles 2x at restaurants

SkyMiles 2x at U.S. supermarkets

All other purchases eligible for 1x SkyMiles

Earn bonus miles on dining and hotel purchases

Although the card offers solid bonus categories for co-branded airline cards, it is not as good as other cards for travel, hotel, restaurant, and grocery purchases.

No Foreign Transaction Fees

You can spend on the Delta Platinum Amex without worrying about foreign transaction fees (Rates and Fees). This means you can use your card overseas without having to pay high fees.

Platinum Delta Amex Card Perks & Benefits

The Platinum Delta Credit Card offers a welcome bonus. If you want to earn Medallion elite Delta status, it might be worth spending on the card.

Most people will want to keep the card for the long-term because of the many perks and benefits it offers. These benefits can often more than offset the annual fees.

Annual Companion Certificate

Each year, you will be eligible to receive a companion certificate for domestic economy roundtrip travel. The companion certificate is free of any taxes or fees. This is a fantastic deal that can easily be worth more than the annual fees.

There are some things you should know when redeeming the certificate

This card is valid for roundtrip travel within 48 contiguous United States

The certificate can be used by residents of Hawaii, Alaska and Puerto Rico who have SkyMiles accounts. They are able to travel from their home country to any 48 contiguous United States.

The government taxes must be paid for the second person on your reservation

Companion certificates can only be used for travel within the L, U. T, X and V fare classes

A companion certificate cannot be combined with eCoupons

The certificate expires on the last day of travel.

The Delta Amex card must be used to pay the flight ticket

Earn Medallion Qualifying Miles, (MQMs),

Delta is one airline that makes it easy to earn status with credit card spending. You can easily earn status by qualifying spending with the Delta Amex Platinum Card

Spend $25,000 or more on eligible purchases within a calendar year to earn 10,000 MQMs

Spend an additional $25,000 on eligible purchases within a calendar year to earn an additional 10,000 MQMs

You'll receive a 25% bonus MQMs at each threshold in 2021

This means that if you spend $50,000 on the credit card during a calendar year, you would ordinarily earn 20,000 MQMs. In 2021, you would earn 25,000 MQMs.

Delta Medallion Qualifying Dollar (MQD) Waiver

To earn Delta status, you must earn a set number of Medallion Qualifying Miles or Medallion Qualifying Segments. You also need to earn a set number of Medallion Qualifying Dollars.

The Delta Platinum American Express allows you to waive the MQD requirement when qualifying for spending.

Spend $25,000 on your card during the qualifying year to receive an MQD waiver for Platinum, Silver, and Gold status

Spend $250,000 on your card during the qualification year to receive an MQD waiver in order to attain Diamond status

This card can earn you status by helping you spend on it

First Checked Bag Free

The Platinum Delta Card gives you a free first checked bag. This would normally cost $30 per person.

This benefit is only available to the primary cardmember, and any other person traveling on the same reservation as them (up to nine persons).

Your Delta Amex card does not have to be used to pay for the flight. However, you will need your SkyMiles number to make the reservation.

This bag is great value considering that it costs $60 per person roundtrip. You will pay $120 roundtrip if you are traveling with someone.

Delta Platinum Amex allows you to save on checked bag fees

Priority Boarding

Main Cabin 1 priority boarding is available to those who have the card. This will increase your chances of getting a seat and securing space for your carry-on. Make sure that the reservation is linked to your SkyMiles primary cardmembers number.

20% Delta Inflight Savings

You can save 20% on eligible pre-purchased meals and in-flight purchases. The statement credit will take between 8-12 weeks to post.

The card offers you a discount on your inflight purchases

SkyClub Access Discounted

The best lounges for American airlines are Delta SkyClubs. SkyClub access can be purchased for $39 per person if you have the Platinum Delta Amex. This could be a great deal if you have a long layover.

SkyClub Seattle is my favorite lounge at an American airline.

TSA Pre-Check or Global Entry Credit

Once every four years, the Platinum Delta Amex provides a credit for TSA Pre-Check or Global Entry. If you are eligible, this can help save time at security and immigration.

Global Entry saves time when you are applying for immigration

Delta Pay With Miles

Delta offers a Pay With Miles option, where you can redeem one cent for each Delta flight purchase if you have a Delta credit card. This is in increments of 5,000 mile per $50. Although it isn't the best deal anywhere, this feature is only available to eligible cardholders.

This is a great way to earn elite miles and redeem your miles for flights.

SkyMiles members love Pay with Points.

Trip Delay Insurance

American Express offers travel coverage for many of its premium credit cards including the Delta Platinum Card. The card provides reimbursement for trip delays. You can get reimbursements up to $300 per trip if you are delayed for more than 12 hours. This includes expenses such as meals, hotels, and other necessities.

This benefit is available up to twice per year and can be used for roundtrip tickets purchased with your card. It does not include taxes paid on award tickets.

Protect your cell phone

The Delta Platinum Card provides cell phone protection. It works like this:

Card members may be eligible for reimbursement if a cell phone is lost or damaged.

This coverage covers up to two claims. The maximum amount per claim is $800 and the maximum 12-month period is $1,600.

A $50 deductible is required for each claim

A wireless bill must list the cell phone line, and prior wireless bills must be paid with the card.

Amex Offers

Amex Cards offer great benefits such as access to Amex Offers. These offers include discounts or bonus points for purchases at all types of retailers. You can save a lot of money by getting multiple Amex cards so you can receive these deals on multiple cards.

You could save hundreds of dollars each year by using Amex offers. These offers can be accessed by logging in to your account and scrolling to the bottom on your account summary page.

ShopRunner Membership

You get the Delta Platinum Amex and a ShopRunner membership. This gives you two-day free shipping on eligible products at more than 100 online shops. To take advantage of your free membership, you only need to sign up.

Purchase Protection and Extended Warranty

The card offers many other benefits that make it worth your while to spend money. This card offers:

Purchase protection: You are covered up to 90 days after the purchase date when you charge eligible items to your card

Extended warranty: You can get an additional year to your original warranty if the warranty is less than five years.

You will need to review your cardmember agreement in both cases.

Is the Delta Platinum Amex worth it?

The Platinum Delta Credit Card may not be the best card for casual Delta flyers. It is also not one I would recommend spending a lot on unless your value the MQMs you earn from spending or unless the card allows you to spend money to obtain an MQD waiver.

This card offers a lot of perks. These include a companion certificate, priority boarding, priority check-in, and savings on flights. This card is well worth the investment, especially when you consider the amazing welcome bonus.

But, is a bigger picture worth the cost? Here are some things to keep in mind.

You may also be interested in a business credit card.

The Delta Platinum Amex may sound appealing to you, but you're looking for a card that will work for your small business instead, the Delta SkyMiles Platinum Business American Express Cards might be a better choice.

The card offers many of the same benefits. Only difference is that the business card earns 1.5x points on purchases over $5,000, up to 50,000 bonus miles per year, while the personal card earns 2x miles at restaurants and U.S. grocery stores (both cards offer 3x miles for Delta purchases and hotel bookings). The business card's welcome bonus also includes a statement credit.

Quick Comparison: Platinum Delta Amex Vs. Gold Delta Amex

You might also consider the Delta SkyMiles Gold American Express Card (review) if you are considering the Platinum Delta SkyMiles Amex. Which card is the best?

According to my view, the Gold Card is an excellent option for frequent Delta flyers who are looking for basic perks. The Platinum Card is better for more frequent Delta flyers.

The card's Gold version is more suitable for members who are not Medallion members. However, the card's Platinum version is better for Medallion members.

These are the main differences between the Gold and the Platinum.

The Gold Card is offering a limited-time bonus of 70,000 SkyMiles for spending $2,000 in the first three months. This offer will be available through November 10, 2021.

The Gold Card charges an annual fee of $0 for the first year and then $99. (Rates and Fees)

After spending $10,000 in a calendar year, the Gold Card provides a $100 Delta flight credit

The Delta Gold Card provides most of the basic benefits that Delta flyers may enjoy, such as priority boarding, first checked bag no cost, priority boarding, 20% off inflight purchases, and many more.

The Gold Card does not offer MQMs and a waiver from MQD.

What is the Delta Reserve Card?

The Delta SkyMiles Reserve American Express Card (review) is for the frequent Delta flyer. It has a $550 annual cost (Rates and Fees). What is the difference between this card and others?

When you travel on Delta the same day, your card will allow you to access Amex Centurion Lounge and Delta SkyClub.

You will also receive a companion certificate, which is valid for first-class travel.

You can earn as much as 60,000 MQMs per year with the card (or 75,000 MQMs in 2021 if you spend $120,000).

The Reserve Card gives you priority upgrade over others in the elite tiers and fare classes.

Access the Centurion Lounge with the Delta Reserve

Earn Amex Membership Rewards points

You can earn Delta SkyMiles by using your credit cards. Consider a card that earns Amex Membership Rewards points. These points can be converted to Delta SkyMiles at 1:1 ratio and in many cases, you can earn points much quicker.

Take, for example:

Review of the American Express Green Card: 3x Points on Dining and Travel

Review of the American Express Gold Card: 4x points at U.S. restaurants and supermarkets, up to $25K per year. 3x points for flights booked directly with airlines and amextravel.com

Platinum Delta Amex Card Summary

For Medallion members who fly Delta often, the Delta Platinum Amex provides solid perks. The annual companion certificate alone will be enough to justify the annual fee for many people, even without considering all the other perks. It will be worth it to spend money on the card to either get an MQD waiver or to earn MQMs to spend.

This is the perfect time to apply for this card if you've been thinking about it but haven't applied yet.

Follow this link to find out more information about the Platinum Delta Amex Card and how you can apply.

Apply Now

These links will take you to the fees and rates for American Express Cards. These are: Delta SkyMiles American Express Gold (Rates and Fees), Delta SkyMiles Reserve American Express card (Rates and Fees), Delta SkyMiles American Express Platinum (Rates and Fees).