Amex EveryDay Preferred Card Review (2021) I One Mile At A TIme

OMAAT offers a referral bonus to anyone who is approved using the links below. This is in the spirit of full disclosure. OMAAT has collected the information and associated card details for the American Express Green Card and Amex EveryDay Credit Card. The card issuers have not reviewed the information or provided it. These are the best public offers (terms apply), that we found for any product or service. These opinions are solely the author's and not the views of any bank, credit card issuer or airline. They have not been approved or endorsed by any entity. For more information about our partners, please see our advertiser policy. Thank you for your support!American Express has updated a lot of its card portfolio over the last few years. However, Amex EveryDay Prreferred Credit Card has not changed much.This card was one of my favorite cards to earn Amex Membership Rewards points back in the day. Given all the changes made to other cards, how has this card held up?August 2021 Basics of the Amex EveryDay Preferred card BasicsAmex EveryDay Preferred Card comes with a low fee and valuable bonus categories. You can also earn more bonus points by making at least 30 transactions each billing cycle. This is the best personal Amex card to use for everyday spending.Amex Membership Rewards points can be extremely valuable and you have many opportunities to use the card with other Amex cards in order to maximize your points earning potential.Amex EveryDay Prepaid Card $95 Annual FeeThe Amex Everyday Preferred Card charges $95 annually, which is comparable to many mid-range premium cards like the Chase Sapphire Preferred Card and the Citi Premier Card.Amex Everyday Preferred Welcome BonusAmex EveryDay Preferred gives you a 15,000 Membership Rewards bonus point standard welcome bonus after you spend $2,000 within the last three months. We sometimes receive higher targeted bonuses and the refer-a-friend feature can sometimes return higher bonuses. Clicking that link will bring up a special offer for 30,000 Membership Rewards Points.All credit card application restrictions are the same as Amex. You can have no more than five American Express credit cards at once.Use your Amex points to travel in Emirates first class0% Intro APRAmex EveryDay Preferred offers a 0% intro APR for purchases and balance transfers for 12 month. Your APR will change to a variable rate after that. It is currently in the range 12.99%-22.99%. If you take advantage of this offer, ensure you are able to repay the entire amount within the 12 month period.Amex Everyday Preferred Foreign Transaction FeesThe Amex Everyday Preferred is not recommended for international purchases. 2.7% foreign transaction fees are charged, which will reduce the rewards value.Earn points with The Amex EveryDay PrreferredAmex EveryDay Prreferred excels in the area of points earning potential. You should earn anywhere from 1.5 to 4.5x Membership Rewards points for every dollar you spend if you use the EveryDayPreferred correctlyAmex points are worth 1.7c each. This is equivalent to a return on spending of 2.55% to 7.65%.50% Points Bonus with 30 TransactionsThe Amex EveryDay Privilege Card gives you a 50% bonus on your first 30 billing cycles. This bonus can be applied to purchases of any amount. So even small purchases of a few dollars are eligible.This card is only worth considering if you plan to make at least 30 purchases each billing cycle. This can be difficult to maximize. I used to be capable of automatically replenishing my Amazon account every day for less than a dollar. But that is no longer possible. I use my card now to pay for parking, even though meters accept credit cards.34.5x Points at US SupermarketsAmex EveryDay Preferred gives you 3x points in US supermarkets for purchases up to $6,000 per year.This card is one of the most popular for supermarket shopping due to its 50% bonus points.2 to 3 Points at US Gas StationsAmex EveryDay Preferred gives you 2x points at US stations with no capsThis card is one of the most popular for gas station spending due to its 50% bonus points.1-1.5x Points on All Other PurchasesAmex EveryDay Preferred gives you 1x points for all purchases. However, if you make 30 transactions per billing cycle, you'll earn 1.5x points for every dollar spent. This card is a great choice for everyday spending.American Express Preferred Card BenefitsAmex Everyday Preferred Card offers very few benefits other than the potential to earn points. This is the card's main draw. There are however a few valuable perks that you should be aware of.Amex OffersAmex Cards offer great benefits such as access to Amex Offers. These offers include discounts or bonus points for purchases at all types of retailers. You can save a lot of money by getting multiple Amex cards so you can receive these deals on multiple cards.You could save hundreds of dollars each year by using Amex offers. These offers can be accessed by logging in to your account and scrolling to the bottom on your account summary page.ShopRunner MembershipThe American Express Everyday Preferred Card includes a ShopRunner membership that allows you to get two-day free shipping on eligible products at over 100+ online shops. To take advantage of your free membership, you only need to sign up.Is the Amex Everyday Preferred Card worth it?It is important to weigh all factors when deciding whether the Amex Everyday Preferred Card is worth the cost, considering the changes in the card landscape.This article will discuss some of the factors to consider when choosing whether or not to obtain this card. I'll be comparing the Amex EveryDay Card with its no annual fee and also examining some other Amex cards I might consider as alternatives.Quick Comparison: Amex EveryDay Vs. Quick Comparison: Amex EveryDay Vs.Amex offers the $95 EveryDay Preferred Credit Card with no annual fees (review). What are the differences between these two cards?The EveryDay Preferred gives you a 50% bonus on purchases of 30 or more per billing cycle. However, the EveryDay offers a 20% bonus on purchases of 20 or more per billing cycle.The EveryDay Preferred gives you 3-4.5x points at US grocery stores, while the EveryDay Preferred allows you to earn 2-2.4x at US supermarketsThe EveryDay Preferred gives you 2-3x points at US stations while the EveryDay Preferred is worth 1-1.2x.The EveryDay Preferred gives you 1-1.5x points for everyday purchases. While the EveryDay Preferred earns 1-1.2x points for everyday purchasesThe EveryDay is great for a card with no annual fees that earns Membership Rewards points. However, for someone who spends a lot in supermarkets or gas stations, the EveryDay Preferred is a better choice.What is the Amex Gold's Comparative Score?Review: The American Express Gold Card is one of my favorites for earning Amex points and it's a strong competitor to the EveryDay Preferred. There is a $250 annual fee for Amex Gold (Rates and Fees). Also, there are special offers.4x Points for Membership Rewards at Restaurants4x Membership Rewards points on U.S. supermarkets for purchases up to $25,000 per calendar year3x Membership Rewards Points on Flights booked Directly with Airlines or via amextravel.comThe card also offers substantial annual credits including:Dining credits up to $120Uber credit up to $120This benefit expires on December 31, 2021.If you are able to take advantage of the credits, and spend some money on food and/or grocery shopping, I believe this is the best option.Get 4x points when you dine at Amex Gold restaurantsWhat is the Amex Green's Comparable Score?Review of the American Express Green Card. This card is another great option for earning Membership Rewards points. There is a $150 annual fee (Rates and Fees), as well as special offers.3x Points for Membership Rewards at Restaurants Worldwide3x Membership Rewards Points on all travel purchases, even transitThe card also offers up to $200 annually in credit, which includes:This card is hard to beat - with up to $200 in annual credit and 3x points for dining out and travel.You can use the Amex Green LoungeBuddy credit to your advantageComplement: Amex Blue Business PlusNo matter which Amex personal card you get, I recommend pairing it with The Blue Business Plus Credit Card by American Express (review), offering 2x points for the first $50,000 in a calendar year and 1x thereafter.This combination is unbeatable: 2x points for everyday business spending, and bonus points for personal spending.Bottom lineAmex's Everyday Preferred Card is a card that has been around for many years. It has not been updated in a while. This card could be worth your while if you shop at gas stations and supermarkets a lot and can make at most 30 purchases per billing cycle.Personally, I believe the Amex Gold Card and Amex Green Card are better choices for most consumers. Both cards offer statement credits and well-rounded bonus categories. They also don't have to be used 30 times per billing cycle in order to maximize points.It is becoming increasingly difficult to justify spending 30 times a month on one card when there are so many cards that maximize points.If you shop a lot in supermarkets, I prefer the Amex Gold. However, I prefer the Amex Green for travel. Both cards can be used for dining at restaurants.What do you think about the Amex Everyday Preferred Card?Follow this link to find out more information about the Amex Everyday Preferred Card and how you can apply.Apply NowThese links will take you to the fees and rates for American Express Cards. These are: American Express Gold Card (Rates and Fees), American Express Green Card(Rates and Fees).