JetBlue Credit Card Review (2021)

OMAAT offers a referral bonus to anyone who has been approved by using the links below. This is in the interests of full disclosure. These are the best public offers we found (terms apply). These opinions are solely the author's and not the views of any bank, credit card issuer or airline. They have not been approved or endorsed by any entity. For more information about our partners, please see our advertiser policy. Thank you for your support!Barclays and JetBlue offer a range of co-branded credit card portfolios, which includes two personal cards and one for businesses. This post will review the JetBlue card portfolio and explain why it is a good idea to get a JetBlue creditcard.JetBlue Credit Card Basics August 2021This post will focus on the JetBlue Plus Card (and JetBlue Business Card) as these are the premium JetBlue cards with the best perks. There are a lot of similarities between the cards, but there are also minor differences. I will highlight these as we go.JetBlue Credit Card Annual FeeThe annual fee for both the JetBlue Plus Card or JetBlue Business Card is $99. You can add users to your card at no additional cost. This is in line with most mid-range airline credit card annual fees, which are typically under $100Sign up for the JetBlue Credit Card and receive a bonusThe JetBlue Plus Card & JetBlue Business Card offer different sign-up bonuses to new cardmembers at the moment:JetBlue Plus Card offers 40,000 TrueBlue Points after you spend $1,000 in the first 90 daysJetBlue Business Card offers 50,000 TrueBlue Points after you spend $1,000 in the first 90 Days. You can also get 10,000 points if you add an employee card within the first 90 Days.To give you an idea of the value TrueBlue points could bring, I value them at 1.3c each. These are average bonuses for these cards. However, we have seen larger bonuses on both cards. If you have the time, I recommend waiting to see if there is a better bonus.This post outlines the restrictions that Barclays credit card applicants must meet in order to be approved.JetBlue Mint: Redeem TrueBlue PointsJetBlue Credit Card Reward StructureThe JetBlue Plus Card or JetBlue Business Card both offer anywhere from 1-6x points for every dollar spentBoth cards include 6x TrueBlue Points for JetBlue PurchasesJetBlue Plus Card gives 2x TrueBlue Points on Restaurant and Grocery Store Purchases, and JetBlue Business Card gives 2x TrueBlue Points on Restaurant and Office Supply Store PurchasesEach card comes with 1x TrueBlue Points for all purchasesBased on the TrueBlue Points I have valued, it is a solid return for JetBlue spending. However, there are many more compelling cards available.JetBlue purchases earn 6x TrueBlue PointsJetBlue Credit Card PerksYou will want to consider the JetBlue Plus Card and JetBlue Business Card because of the perks that you can receive. You get some benefits just for owning the card. Other benefits are available for spending on the card. These benefits are the same for both the personal and the business version of the card. Let's go over the details.An Anniversary Bonus of 5,000 PointsEach year, on your account anniversary you will receive 5,000 TrueBlue Points. TrueBlue points are valued at 1.3 cents per, which means that they can be worth $65. This recoups the majority of the annual cards free.JetBlue Award Redemptions: 10% RefundYou will receive 10% back as a bonus when you redeem JetBlue TrueBlue Points for award flights. If you redeem 20,000 points, for example, you would receive 2,000 points back in your account. The bonus usually posts to your account within four to six weeks of your award flight. This method allows you to get as many points as you like.Redeem TrueBlue points to redeem for a flight reservation and save!JetBlue: Your First Checked Bag FreeWhen they purchase tickets with their card, cardholders get a free checked bag for themselves as well as up to three companions. JetBlue charges $35 per checked bag. If you have four people traveling roundtrip with one checked bag, that's $280 savings. This is huge.JetBlue offers 50% off on InflightJetBlue Plus Card and JetBlue Business Card allow you to save up to 50% on food and alcohol inflight. Although this won't save you hundreds of bucks per year, it could save you a lot.Mosaic Status when you Spend $50,000JetBlue Plus Card and JetBlue Business Card are both great options for spending money. JetBlue's top-tier Mosaic status is earned when you spend at least $50,000 in a calendar year with the card.The following benefits are available to JetBlue Mosaic members:An extra 3x TrueBlue points per dollar spent on JetBlue ticket purchasesAll fares available for free on the same day, regardless of whether you are eligible to do so with your companions.Your first two checked bags are free for you and your travel companionsYou can enjoy any alcoholic drink onboard (beer, wine, or cocktails).Upgrades to Even More Space seats are available the same day. These seats are extra legroom economy seats that JetBlues offers.JetBlues priority security line at selected airports gives you access to even more speedYou can board early, so you are among the first to board24/7 access to a dedicated customer support lineJetBlue Mosaic status is a valuable bonus that can quickly add up if you fly JetBlue at any frequency.As a Mosaic member, you can upgrade to even more space seatsIs the JetBlue Credit Card worth it?It could be worthwhile to apply for the JetBlue Plus Card or JetBlue Business Card, and keep them long-term. Here are some general thoughts:I would not recommend spending too much on these cards unless you are going for Mosaic status which requires spending $50,000. There are better cards that offer better rewards, especially for everyday spending.These cards are worth every penny if you fly JetBlue regularly. The 5,000 anniversary bonus points will offset most of the annual fees. You will also be able to redeem award points for a 10% refund. Inflight purchases can also be saved and checked bags will save you money.Although I don't fly JetBlue very often, my JetBlue credit card allows me to break even and sometimes even make a lot more.JetBlues no annual fee cardAs you can see, my focus has been on JetBlues premium credit card, the JetBlue Plus Card, and JetBlue Business Card. There's also the JetBlue Card which is a personal card with no annual fees. How does this card compare to the JetBlue Card?JetBlue Card welcome bonus: 10,000 TrueBlue Points after you spend $1,000 in the first 90 daysJetBlue Card: 3x points for JetBlue purchases, 2x Points on Restaurant and Grocery Store Purchases, 1x Points on EverythingEnjoy 50% off your inflight purchaseThe card does not offer an anniversary bonus point, an award redemption reimbursement, or the ability spend your way up to Mosaic statusThe premium cards I believe are more rewarding. You could at most apply for the personal premium credit card with the larger bonus and after one year you should be able downgrade to the JetBlue Plus Card if you aren't satisfied with the JetBlue Plus Card.Id avoid JetBlues no annual fee credit cardJetBlue Credit Card AlternativesFor most consumers, there are better options than JetBlues when it comes to credit cards.The rewards structure of the Citi Double Cash Card (review) is unbeatable at the most basic level. You get a 1% cashback when you purchase and a 1% cashback when you pay. This card is very flexible and rewarding. You can convert your rewards on this card into Citi ThankYou points to get travel rewards.Why do I consider this a competitor? JetBlue TrueBlue, a revenue-based frequent flyer program is worth 1.3 cents per point. This can be applied towards the cost of your JetBlue ticket. You can earn 2.0 cents per dollar (worth 1.3c) by earning one TrueBlue Point per dollar.Keep in mind, JetBlue TrueBlue is a partner with most major transferable points currencies including Amex Membership Rewards and Chase Ultimate Rewards. You could also earn JetBlue TrueBlue Points with the following cards. These are some of my favorite:Bottom lineThree co-branded credit cards are issued by JetBlue and Barclays. These cards can be very lucrative for JetBlue passengers who fly with any frequency. The premium cards have some amazing perks, which I believe more than justifies the annual fee. There are many benefits to the premium cards, including anniversary bonus points, award tickets refunds, 50% off inflight purchase, free checked bags, and the ability to spend your way up to Mosaic status.However, I wouldn't spend any money on these cards unless you are aiming for Mosaic status. There are many more rewarding cards that can be used for everyday spending.Are you a JetBlue credit holder? What value has the JetBlue credit card provided you?