OMAAT offers a referral bonus to anyone who has been approved by OMAAT through the links below. OMAAT is an advertising partner with Citi. OMAAT has collected the information and associated card details for the Amex Everyday Credit Card and Amex EveryDay Preferred Credit Card. The card issuers have not reviewed the information or provided it. These are the best public offers (terms apply), that we found for any product or service. These opinions are solely the author's and not the views of any bank, credit card issuer or airline. They have not been approved or endorsed by any entity. For more information about our partners, please see our advertiser policy. Thank you for your support!Many of the most rewarding credit card offers have no annual fees. This post will focus on the Amex Everyday Credit Card. It is a great card for earning Amex Membership Rewards points. This is the best personal Amex card that doesn't have an annual fee.Amex EveryDay Cards Details for August 2021Amex EveryDay Card, the only personal credit card with no annual fees, earns Amex Member Rewards points that can then be transferred to hotel and airline partners. You will receive a welcome bonus and other useful bonuses for spending. There are also some potential valuable perks.Welcome BonusThe link that you sign up for the Amex Everyday Credit Card may affect the welcome bonus. When I click on the link to open an application, I receive a bonus of 10,000 Membership Reward points for spending $1,000 within three month. However, others might see a different bonus.Amex points are worth 1.7 cents per piece, so that $170 bonus is a good deal for a card with no annual fees. You should always check the terms and conditions of any bonus before you apply.This product is not part of the Amex EveryDay Privilege Card and cannot be used to earn the bonus or get approved.All Amex rules and regulations apply. Amex cards are one of the most popular options for people with good credit.Use Amex points to travel in Virgin Atlantic Upper ClassThere is no annual feeAmex EveryDay Card does not have an annual fee. This applies to both primary cardmembers and any additional cardholders. This card is highly valuable for many reasons.You can access Amex Offers and Amexs' refer-a friend program. The Amex Rakuten partnership is also available. This card has no annual fees and could make you money.Credit cards that are held on to for a long time is good for credit scores. I recommend that you get as many cards with no annual fees as possible.This hub card is great for keeping your Amex Membership Rewards Points active. It doesn't require you to pay an annual fees so it could be a great card to upgrade to from another Amex card.Earn Amex pointsAlthough the Amex EveryDay Card doesn't have an annual fee it still offers great rewards. These are the rewards you can earn when you spend with this card:2x points in US supermarkets for every $6,000 spent annuallyYou earn 20% points when you make 20 or greater purchases in a billing cycleThis means that you can earn if you have at most 20 transactions per billing cycleAmerican supermarkets offer 2.4x Membership Rewards pointsAll other purchases eligible for 1.2x Membership Rewards PointsMy point valuation shows that this is equivalent to earning a return of 4.1% on US supermarket purchases and a return of 2%+ on everyday spending.Hawaiian Airlines first-class travel with Amex pointsIs the Amex Everyday Card worth it?Amex EveryDay Card has a fantastic no-annual fee card that earns Amex Membership Rewards points. It is great for anyone who wants to accumulate miles and points without having to pay an annual fee.Although credit card super-users may not keep this card in their wallets, it offers a generous welcome bonus and could be useful for everyday purchases.A card with no annual fees can be a great credit score booster and provide a lot of long-term value.To help people decide whether this card is worth it, I briefly compared it to the Amex Everyday Preferred, discussed a similar Amex card for business, and then talked about the best card with no annual fees.Amex EveryDay Vs. Amex EveryDay PreferredReview: The Amex Everyday Preferred Card (review), is the premium version the Amex EveryDay Card. So how does it compare to the other cards?The EveryDay does not have an annual fee. However, the EveryDay Preferred charges $95 annually.The EveryDay offers 2x points in US supermarkets (upto $6,000) and a 20 transaction bonus. The EveryDay Preferred offers 3x points in US supermarkets, 2x points for US gas stations and a 50% bonus with 30 transactions.Other than points earning structures, most of the perks of cards overlap.The card that is best for you will depend on the amount of spending you make at US supermarkets and gas stations as well as everyday spending.The Best Alternative to the Amex Business CardThe Blue Business Plus Credit Card by American Express is the most comparable business credit card to Amex EveryDay Card (review). There is no annual fee (Rates and Fees) and the card offers 2x Membership Rewards points for every $50,000 spent each calendar year (and 1x thereafter).This is amazing considering that it's one of the most popular cards for everyday spending. These Amex points can be used to transfer Amex points to hotel and airline partners.Citi Double Cash: The Best OptionThe Citi Double Cash Card (review), is another card I recommend if you are looking for a card with no annual fees that's very rewarding. It is completely different in that it does not earn Amex points.Citi ThankYou points can be used in many ways.Bottom lineThe Amex EveryDay Card is a personal card with a low annual fee and generous rewards. This card earns Membership Rewards Points that can be transferred to hotel and airline partners. It is also one of two cards with no annual fees that accrue full Membership Rewards points.The card also earns up to 1.2% Membership Rewards points for every dollar spent. This is more than most Amexs cards that have annual fees.This card is worth having if you take into account all the perks and the few downsides. Keep this card in your thoughts as a possible downgrade option for Amex cards that have an annual fee.These links will take you to the fees and rates for American Express Cards. These are: The Blue Business Plus Credit card from American Express (Rates & Charges).
