Hilton Honors Card From Amex Review (2021) I One Mile At A Time

OMAAT collected the Hilton Honors American Express Aspire Card and Card. These cards have not been reviewed by OMAAT. These are the best public offers (terms apply), that we found for any product or service. These opinions are solely the author's and not the views of any bank, credit card issuer or airline. They have not been approved or endorsed by any other entity. You can check out OMAAT's referral bonus policy. OMAAT is an advertising partner with Citi. OMAAT has collected the information and associated card details for the Hilton Honors American Express SurpassCard and Hilton Honors American Express Aspire Card. The card issuers have not reviewed the information or provided it. These are the best public offers (terms apply), that we found for any product or service. These opinions are solely the author's and not the views of any bank, credit card issuer or airline. They have not been approved or endorsed by any entity. For more information about our partners, please see our advertiser policy. Thank you for your support!These hotel credit cards can be extremely valuable. The cards are usually affordable and provide a lot of value. These include free nights or elite status. It is rare to find a hotel credit card with substantial perks despite not having an annual charge. However, I was eager to review one of these cards.I have reviewed the Hilton Honors American Express Surpass Card and the Hilton Honors American Express Aspire Card. This post will focus on the American Express Hilton Honors Card (Rates & fees) which has no annual fee.Do you think this card is worth it? Or should you get a card that charges an annual fee? There are many Hilton cards available.Hilton Honors Card from American Express Basics July 2021Hilton's entry-level personal credit cards is the Hilton Honors Card, which comes from American Express. This card also offers a better bonus, making it one the most attractive times to get this card. Let's take a look at some of the card's perks, such as the points earning potential and the welcome bonus.Welcome Bonus of 100,000 Honors Points + OtherThe Hilton Honors Card by American Express offers a 2-part welcome bonus for applications up to August 25, 2021Spend $1,000 within the first 3 months to earn 100,000 Hilton Honors PointsSpend $1,000 in the first 3 months to earn $100 in statement credit on eligible purchases at Hilton family hotels in the first 12 month of card membershipThis is a great bonus for a card with no annual fees. You will not only earn lots of points but also a statement credit.Hilton Honors points are valued at 0.5c per, which means that the 100,000 points I own are worth $500. You can potentially earn around $600 by adding the $100 statement credit. This is a remarkable bonus, especially when you consider the fact that there is no annual fee.Redeem Hilton Honors Points at Waldorf Astoria MaldivesEligibility for BonusThis offer is not available to people who do not currently own the card or have previously owned the card. The bonus is not available to those who have any other Hilton cards, such as any personal cards that charge an annual fee or any business card.Amex Application RestrictionsFor those with good credit, I find Amex cards to be very easy to get approved for. Make sure you are aware of this:In a period of 90 days, you can only be approved for two Amex cardsAt any given time, you can only have five American Express credit card accountsThis post contains all the restrictions that credit card applicants must be aware of.Annual FeeAmerican Express' Hilton Honors Card has no annual fees and you can add cardmembers without any annual fees (Rates and Fees).It is hard to beat the benefits of a long-term no annual fee credit card. As well as improving your credit score, keeping your credit card account active for a long time will help you increase your average age. To reduce your out-of-pocket cost, it is a good idea to get no annual fees cards if you intend to keep your cards for a long time.Earn points with the Hilton Honors Card from American ExpressAmerican Express' Hilton Honors Card offers some spending bonus categories, but they aren't as robust as other cards.The card gives you 3-7x Honors Points per dollar depending on which category you are spending.You can also earn status perks by using the card, as well as additional perks when you spend money.Hilton Hotels 7x PointsHilton Honors Card provides 7x Hilton Honors Points for purchases at Hilton properties worldwide. This applies to all Hilton brands, including Hampton Inn and Waldorf Astoria.Hilton points are worth 0.5 cents per piece, which is equivalent to a 3.5% return on hotel spend. This is a good deal for a card with no annual fees, but ultimately there are better credit cards that allow for hotel spending.5x Points Categories of BonusHilton Honors Card gives you 5x points for every dollar eligible spent at U.S. restaurants and U.S. grocery stores, as well as U.S. gasoline stations.This is equivalent to a 2.5% return on your spending in these categories. It's also great for a card with no annual fees.Shop at supermarkets to earn 5x pointsGet 3x points on all other purchasesHilton Honors Card gives you 3x points for all eligible purchases. I value this card at a return rate of 1.5%. There are better cards available for everyday spending.No Foreign Transaction FeesThe Hilton Honors Card does not charge foreign transaction fees. This is a great card with no annual fee. This is the best Amex card with no annual fees for international purchases.Hilton Honors Card Benefits: No Annual FeeThe Hilton Honors Card by American Express has no annual fee but offers valuable benefits. The card gives you status and you can earn more status by spending enough.Let's take a look at the benefits in detail.Hilton Honors Silver StatusHilton Honors Card holders get complimentary Hilton Honors Silver status. Although the benefits are not as extensive as other statuses, it's nice to have this entry-level status from Hilton.Hilton Honors Silver status offers the following benefits:Five night stay with no costBonus of 20%Two bottles of waterHilton Honors Silver members get a fifth night for free when they redeem an awardHilton Honors Gold Status with SpendingSpending on the Hilton Honors Card can earn you mid-tier Gold status from Hilton. Hilton Honors Gold status is available for those who spend $20,000 on the card within a calendar year. This status comes with the following perks.You get free breakfast and/or access to the executive lounge (for 2021, you will receive a food & drink credit in place of this at properties in America).Late Check-Out, Subject to AvailablePreferred roomsBonus of 80% PointsHilton Honors Gold members get complimentary breakfastExtended Warranty Protection - Purchase and Extended WarrantyAmerican Express' Hilton Honors Card offers valuable protection for purchases and extended warranty coverage. You can expect the following:Purchase protection provides protection for eligible purchases that are damaged, stolen or lost in an accident. Valid for up to 90-days and $1,000 per occurrence and $50,000 per yearExtended warranty: This is an additional year to the manufacturer's warranty.Amex OffersAmex offers are one of my favourite features. It allows you to save money on all your purchases at any retailer. It is worth getting multiple Amex cards to get the best deals.Amex's card does not have an annual fee. This is a great deal, especially when you consider all the savings possibilities.Is the Hilton Honors Card from American Express worth it?The American Express Hilton Honors Card is a great card for those who don't want to pay an annual fee. It offers a massive welcome bonus (which is a great bonus for a card with no annual fees), access to Amex Offers, which can help you save a lot of cash, and Hilton Honors Silver status. This status gives you five nights free on award stays.Bonus categories can be quite good for no annual fees cards. For example, you can earn 7x points for Hilton stays and 5x points when you shop at supermarkets, gas stations, restaurants, and other places. This card is one of the most attractive no-annual fee cards you can use abroad.This card is great for someone who doesn't mind paying an annual fee, but also loves Hilton Honors. If you are looking to downgrade one Hiltons premium credit card, this could be an option.Best Card with No Annual FeeCiti Double Cash Card is my favorite card without an annual fee. You get 1% cashback when you purchase the card, and 1% cashback when you pay for it. The best part is that the card's remarkable rewards can be converted to Citi ThankYou points (in combination with other cards at a ratio of one cent per Point).Summary of the Amex Hilton Honors cardAmerican Express' Hilton Honors Card is a great card with no annual fees. This card offers a great welcome bonus. It gives you 3-7x points for every dollar spent, with no foreign transaction fees. You also get Hilton Honors Silver status and access to Amex offers. This card is an excellent choice for anyone looking for a card with no annual fees. With the current bonus, this is even more true.Follow this link to find out more information about the Hilton Honors Card by American Express and how you can apply.Apply NowThese links will take you to the fees and rates for American Express Cards. These are: Hilton Honors American Express Cards (Rates and Fees).