One of the most useful points currencies is the U.S. American Express Membership rewards program. Amex has a lot of airline and hotel partners, as well as transfer bonuses that can give you more value for your points.
Many of the Amex cards have been refreshed in the past couple of years. I wanted to show you the cards that earn Amex Membership rewards points.
If you maximize your spending, you can earn anywhere from 1.5-5x points per dollar spent. There are cards that give bonuses for spending on groceries, restaurants, gas stations, travel, and more.
Some of the best personal cards can be used to earn membership rewards points.
Bonus categories include 4x points at restaurants, 4x points at US supermarkets, and 3x points on flights booked directly with airlines.
The Amex Gold Card has a wide range of bonus categories. If you spend a decent amount on food and drinks at restaurants and supermarkets, this is the card for you.
The card offers some valuable credits that can help offset the annual fee. There is an annual dining and ride sharing credit. If you maximize this, you may be able to offset most of your annual fee.
Apply for the Amex Gold Card if you read a full review of the card.
Bonus categories include 3x points at restaurants around the world, on travel, and on transit, and 1x points everywhere else.
The Amex Green Card is a great option for people who spend a lot on dining and travel. People who eat out are more likely to use this card.
The card has a reasonable annual fee, but it gets even more reasonable when you consider it has an up to $189 annual CLEAR credit as well as a $100 annual LoungeBuddy credit. The benefits will more than make up for the annual fee.
You can read a full review of the Amex Green Card.
There are 3x points at US supermarkets, 2x points at U.S. gas stations, and 1x points everywhere else.
The Amex EveryDay preferred card could be the best card for families that spend a lot at supermarkets. You can earn up to 1.5x points per dollar spent with the Amex personal card.
Apply for the Amex EveryDay preferred card if you read a full review.
Bonus categories include 2x points at U.S. supermarkets, and 1x points everywhere else, as well as a 20% points bonus when you use the card 20 or more times per billing cycles.
The Amex EveryDay Card is a good option for people who like the idea of the Amex EveryDay Preferred Card but don't want to pay an annual fee. The no annual fee card is a great reward. You can earn more than one point per dollar spent if you spend it in the supermarket.
Apply for the Amex EveryDay Card if you read a full review of the card.
5x points on airfare purchased directly from airlines or through Amex Travel is a bonus category.
The card is very rewarding for airfare purchases and so I use it for all my airfare purchases. Valuable travel coverage is offered by the card.
Apply for the Amex Platinum Card if you read a full review of the card.
Amex has an excellent selection of business cards, including one that I think is one of the best cards for everyday spending. Depending on the category, you can earn up to 2x points per dollar spent.
Some of the best business cards can be used to earn Amex Membership rewards points.
2x points on the first $50,000 spent each year are included in the bonus categories.
It is difficult for a small business to earn 2x Membership rewards points per dollar spent. This is in line with the best return on non-bonused spending offered by business credit cards. This is a real winner because of the card's no annual fee.
Everyone who is eligible for a business card should have this card as it is worth $50,000 a year.
Apply for the Amex Blue Business Plus if you read a full review.
4x points on the two categories in which you spend the most in each billing cycle, on a total of up to $150,000 in combined purchases per year, are eligible for the bonus categories.
If you spend a lot in any of the above categories, the Amex Business Gold Card is a good choice. The Ink Business Preferred Credit Card may be a good lower annual fee alternative as it has a better welcome bonus.
Apply for the Amex Business Gold Card if you read a full review of the card.
Bonus categories: earn 1.5x points per dollar spent on purchases of $5,000 or more and select business categories.
The Amex Business Platinum isn't that great of a card for the return it offers on everyday spending, but instead it's a card that you get for the perks it offers, which include a $200 annual airline fee credit, $400 annual Dell credit, $189 annual CLEAR credit, and
You can read a full review of the Amex Business Platinum Card.
The best Amex card for earning points is dependent on your spending habits. If you want to have a lean card portfolio, I have a few American Express cards.
Creating Amex credit card duos is a great way to increase how many points you earn. Make sure you are aware of Amex's card application rules if you are applying for a card.
Amex Membership rewards points are one of the most valuable points currencies out there. You can use multiple cards to maximize your points, depending on whether you need personal or business cards, and what categories you spend the most in.
Which card is your favorite to use to earn Amex Membership rewards points?
The rates and fees can be found in the links. American Express® Business Gold Card, American Express® Gold Card, The Blue Business® Plus Credit Card, and The Platinum are included.
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