The digital whiteboard app Freeform, Apple Music Sing, and Advanced Data Protection for U.S. users are just some of the new features in the latest version of Apple's mobile operating system. This week should see the entry of theiOS 16.3.
We've recapped five features that Apple has previously announced but haven't launched, such as an Apple Pay Later financing option and an Apple Card savings account for earning interest on Daily Cash. It's possible that some of the features will be included in the next version of the operating system.
When enabled, the Advanced Data Protection feature expands end-to-end encryption to many additional areas of iCloud, including backups, photos, notes, Reminders, Voice Memos, and more. The feature is only available in the U.S. and will be rolled out to the rest of the world in early 2023.
It's not clear when Advanced Data Protection will be available in additional countries, but it's possible that the feature will be available in upcoming versions of the software.
Apple Pay Later is a financing feature that will allow customers in the US to split a purchase into four equal payments over six weeks with no interest or fees to pay. The feature will be built into the wallet app and can be used for purchases online and in the app on the iPad.
Apple Pay Later is coming in a future software update for qualified applicants in the US and may not be available in all states. Mark Gurman has suggested that Apple Pay Later might not launch until next year because the feature was not included in the latest version of the operating system.
According to Apple, the new Security Keys for Apple ID will be available around the world in early 2023. Hardware security keys can be used to further protect their account. Security Keys strengthens Apple's two-factorAuthentication by requiring a hardware security key as one of the two factors instead of a verification code from another Apple device.
Apple won't be releasing its own hardware security keys. Third-party security keys will be used for the feature.
In October, Apple announced that Apple Card users would soon be able to open a new high yield savings account from Goldman Sachs and have their Daily Cash rewards automatically deposited into it, with no fees, no minimum deposits, and no minimum balance requirements. The account would be managed on the phone.
The savings account was listed in the release notes for the release candidate, but it didn't launch. It's not clear when the account will be available.
If a user chooses to continue having Daily Cash added to their Apple Cash balance, all Daily Cash received from that point on will be deposited into the account and begin earning interest. 3% Daily Cash is provided by the Apple Card on purchases made with Apple Pay.
Apple's credit card is only available in the US.
Apple acquired Primephonic in August of 2021. In a press release, Apple said it planned to launch a dedicated classical music app in 2022 that combined Primephonic's user interface with additional features, but the year is almost over and the company has not commented on the plans.
There were code-level references to an "Apple Classical" app found in the Apple Music app forANDROID and ios It's possible that Apple was planning on naming the app "Apple Classical" instead of "Apple Music Classical", even though these references were never made public. There were more references to the classical music app found on Apple's server.
It's not clear if the Apple Classical app will be available through the App Store or built into the device.
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