A basic-income program will give her $1,000 a month.
The program helps 100 low-income black mothers in Mississippi.
Those who experience higher rates of poverty are helped by most basic income programs.
She didn't know how she would pay for the damages after the car crash.
The 35-year-old didn't own a car. Her car was destroyed. She had to pay for a new car without insurance. She had to borrow money for two cars.
She told Insider that she needed a car to get to work, to get groceries, and to pick up her children from school. That left me with a lot of other options.
The Magnolia Mother's Trust is a basic-income program that provides $1,000 a month to 100 low-income black mothers for a year. Magnolia is funded by a combination of individual and institutional donors.
Magnolia, a basic-income program, has been in high demand over the past few years due to the financial strain caused by the H1N1 swine flu. According to Insider, there are at least 33 currently or recently active basic-income programs in the US.
Basic-income programs are different from traditional welfare programs in that they don't require recipients to report what they use the money for.
Magnolia targets low income members of groups that face financial hardship. California provides funds for programs geared toward pregnant people and young adults leaving the foster care system. The program in St. Paul helps parents who have been affected by the Pandemic.
The Magnolia Mother's Trust focuses on Black mothers in extreme poverty due to the fact that they are more likely to live in poverty than any other group. It is impossible to talk about economic justice without accounting for race and gender.
She said that the Magnolia funds helped her pay for rent, groceries, and supplies for her kids. She said it helps her tackle medical debt from previous health problems.
Even though people have full-time jobs, they still struggle. You have to be able to do everything on your own. The money helps a lot.
Magnolia gives McNair $1,000 a month. She said the money helped her get a car after her accident, pay medical bills, and even pay for her sons' football league.
The local unemployment office is where McNair works. She used to work at a call center where she made $30,000 a year. She was hit with unexpected medical bills last year, but that has been enough to keep her and her two sons afloat.
I had to stay in the hospital after I got sick a few times. She said that she owes $6,000 in medical bills and that she had episodes where she became ill and didn't know where it came from.
She said that the money from Magnolia helped with a number of expenses. She pays for groceries with food stamps but cash from the basic-income program means that her family has more options and that her kids can have more than one serving of food.
Magnolia allows her to budget for after school activities. She can use the funds to pay for registration and equipment for the two of them.
She said that the children grow so much. One week you buy clothes, the next they are too small. Just making sure that they have enough, like a decent pair of shoes and school supplies, the money goes a long way.
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