One of the easiest and most effective ways to get even better deals on everyday purchases is to use one of the many online shopping sites.

You can earn either cash back or Amex Membership rewards points at more than 3,500 popular retailers with the help of the online shopping portal.

You can get even better deals on the things you are already shopping for at hundreds of stores if you stack cash back savings of up to 15% on Black Friday prices.

You can begin your shopping trip on the website by searching for the store you want to shop at. The merchant website is where you will be directed. Bonus rewards will be deposited into your online account.

If you are a new shopper, you can earn a bonus of up to 4,000 MembershipRewards when you spend $40.

This is what you need to know.

Increased cash back with Rakuten

The ability to earn 15% cash back is a big deal, but the ability to earn 15 Amex Membership rewards points per dollar can be even better for travelers.

When using Amex points for travel, the average value is 2 cents each. When you make purchases during this promotion, you will get an effective return of 30%. This is the deal for you if you are buffing and polishing your credit cards for the holidays. This is still a great deal even if you want straight up cash back.

There are ways to earn bonus cash back or Amex points.

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Some stores are participating in the 15% cash back/15 points promotion.

  • ShopDisney.
  • Saks Fifth Avenue.
  • Backcountry.
  • Macy's
  • Gap.
  • Adidas.
  • Dell Technologies.
  • Neiman Marcus.
  • Bloomingdale's.
  • Academy Sports and Outdoors.
  • Lego.

These bonus rewards can be used to fund your next vacation if you have big holiday purchases on the way. You can do things with American Express points.

There is a way to redeem American Express Membership rewards for more value.

Stack your Saks Fifth Avenue credit

The Platinum Card from American Express has a lot of perks, including a statement credit of up to $100 per year at Saks Fifth Avenue.

One credit is valid from January through June and the other from July through December. It's necessary to enroll.

If you haven't used your $50 credit through the end of December, it's a great chance to do so. You can use your statement credit and earn bonus rewards for the purchase if you double or triple dip. If you shop on Black Friday, you can stack a gift card with your purchase.

Credit cards for online shopping.

Bottom line

Only today, members can earn up to 15% cash back or 15 Amex Membership rewards points per dollar spent.

You could earn enough points for free flights to your next vacation spot if you took the time to refer a friend.

If you're after cash back instead of points, be sure to check out TopCashback.com, which offers up to 20% cash back at some of the same retailers.

The additional reporting was done by Ehsan and Summer.