The most current information has been added to the article.
Black Friday is one of my favorites. I used to go to the stores in the middle of the night before the turkey was fully eaten, but now I shop online.
Black Friday deals have been extended for a week or more in the past. Knowing how to maximize your savings and points-earning along the way is more important than the deals alone.
There are some things you can do to make the most of your purchases.
Make sure you go through an online shopping portal first when shopping online.
Extra points, miles or cash back can be earned by using these portals. You can choose which portal you use based on your preferences for points, miles or cash back. You can earn with your favorite loyalty program by using it.
Let's say you were going to buy something on Macys.com. You should go through one of the shopping sites below first if you want to go directly to the Macy's website. Since payouts change from day to day and vary between programs, you can use a shopping portal Aggregator to find the store you want and compare the current bonuses.
One portal pays 10% cash back while another gives 3 bonus miles for every dollar spent. If you make a $50 purchase, a site that gives 10% cash back will put an extra $5 in your pocket, while an airline portal will give you an additional 150 miles. If you want to find the best value, you can use the monthly valuation guide.
When you visit a website that is eligible for extra rewards, many of these programs will give you a Chrome extension that will let you use the bonus without having to go to the portal.
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Right now, one of the best payouts is on the internet. All new members of the site will get a $40 bonus after spending 90 days on the site. This could be better than any of the other sites you would earn with.
If you want to earn points or miles for a future trip with a specific airline or hotel, there are a number of loyalty programs with their own shopping portals.
To link your portal to your loyalty account, you have to register on it. You can find the store where you want to shop after logging in to your account. You can shop at the store's website from there. You won't get any bonus points or miles if you don't log in to the shopping portal or click through to the store link.
You can earn points and miles through the loyalty programs of airlines and hotels.
Similar to the airline, hotel and train programs, a few banks have shopping portals where you can earn points for purchases.
Points are similar to those accrued from regular credit card spending. You can redeem your points through the program's travel site or transfer to a partner program.
If you prefer cash in your pocket that can reduce the purchase price of a specific item, you may prefer a cash-back shopping portal.
You will want to compare the sites because each portal offers different amounts of cash back. Some portals will pay you back quarterly, while others will let you request your cash back more often.
Cash back on online purchases is one of the most popular ways to earn money.
Amex offers are available if you have any American Express credit cards in your wallet. The Delta SkyMiles® Gold American Express Card is one of the co branded cards.
You will need to log in to your Amex account to find out which offers are available to you. If you see any you like, make sure to add the offer to your card because some are only available for a short time.
There are some Amex offers at the moment that can save you money or give you additional points for shopping on Black Friday.
Check the details of the promotion for the different terms. Minimum spending can be a single purchase or cumulative spending. Make sure to check out the offers for purchases made online or in-store so you know which ones will cause the statement credit.
Amex offers allow you to combine them with any other coupon you find or a bonus from an online shopping portal, allowing you to double or even triple your savings.
Chase has similar opportunities when you use your card to make a purchase. To find out which offers you are eligible for, you'll need to log in to your Chase account. Some accounts may show more offers than others.
Some of these may be helpful for you this Black Friday season.
Chase offers are similar to the Citi Merchant offers. If you add these offers to your eligible credit card, you can get cash back on eligible purchases. Some accounts may show more than others.
There are a few offers on my card.
It is important to choose the best credit card for your needs. Why don't you earn 1% cash back when you can get 5% cash back with other cards? Here are some bonus earning opportunities you can take advantage of.
If you don't want to give someone a new office chair, you can still give someone a gift card from an office supply store.
The information for the Discover it Cash Back, Amazon Visa Signature, Target Redcard and the U.S. Bank Altitude Reserve Visa Infinite has not been collected by The Points Guy. The card issuer did not review or provide the card details on this page.
Now is the time to start shopping for Black Friday. Add the Amex and Chase offers to your credit cards, use the cards that offer the most points, miles or cash back for your purchases, and note the cards with price and purchase protections.
If you follow these tips, you will be able to save more money on your purchases. It's a happy day for shopping.
The additional reporting was done by Andrew Kunesh
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