You can apply for a business card.
There are four co- branded credit cards from American Express and the hotel chain. Each card has a target market segment. If you don't already have a business card, you should consider one if you do.
There are two credit cards with the same annual fee.
I wanted to compare the two cards since one is a personal card and the other is a business card. There are a lot of differences between the cards.
There are different welcome offers on the cards.
130,000 points are worth 0.5 cents each and I value them at $650. That is a great bonus. The ability to earn a free night award as part of the bonus is what makes the business card different.
The most valuable hotel free night awards out there are theHiltonHonors free night awards, which can be used any day of the week for stays at properties costing up to 150,000HiltonHonors points are the most valuable hotel free night awards, which can be used any day of the week for
12x points, 9x points, or 3x points are available on the Hilton Amex cards. There are different bonus categories.
The Amex can be used by the Hilton surpass.
The business card of the hotelier
The personal card only offers 6x points at U.S. supermarkets, while the business card only offers 6x points on CarRentals.com.
Depending on your spending profile, the bonus categories are more or less the same.
The opportunities to earn status are the same for both the business card and the surpass card.
There is a limited time welcome offer on the business version of the card.
You can get a free night when you spend $15,000 on the business card. If you spend $60,000 on eligible purchases on the card in a year, you'll get a second free night reward.
The business version of the card has nice spending thresholds.
There is a small list of excluded properties.
10 free visits to the Priority Pass lounges are offered by both the Hilton Amex card and the American Express card. It costs extra to visit additional times.
There are other great cards that offer Priority Pass memberships with unlimited visits, such as The Platinum Card from American Express, and the Capital One Venture X rewards credit.
The personal and business versions of the Amex card have no foreign transaction fees, making them good cards for purchases outside of the US.
Both of these cards are easy to approve for those with good credit. Amex restricts you to five credit cards per person, though it doesn't matter if the cards are personal or business.
You have a good chance of approval if you're within that limit. If you apply for an Amex small business card, it won't count towards your total as long as you don't try to stay under the Chase 5/24 rule.
Both of the cards have the same annual fee and perks, despite being different.
There are some significant differences between the cards, including the ability to earn free night awards and the welcome bonuses. I think the business version of the card is the best option if you want to choose just one card.
Which one do you prefer, the Hilton Amex card or the other?
The rates and fees can be found in the links. The American Express business card is included.