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Now is the time to apply for the Capital One Venture X rewards credit card.

The Capital One Venture X rewards credit card is an incredibly popular product. It is not surprising that the card speaks for itself.

In the case of a primary cardmember, I look at the value proposition of the card. Sometimes it makes sense to look at the total value of a card. There is a credit card for families. I think the Capital One Venture X is the best in that area.

The Capital One Venture X pays for itself

The Capital One Venture X has a fee. There are so many reasons to pick up this card that it shouldn't cost anyone much. The card offers a lot.

  • A $300 annual travel credit redeemable through Capital One Travel; this should be good as cash to most cardmembers, as it can be used for flights, hotels, or rental cars
  • 10,000 anniversary bonus miles, which can be redeemed for $100 toward a travel purchase, or can be transfered to airline and hotel partners
  • Amazing airport lounge access, including a Priority Pass membership, Plaza Premium lounge access, and access to Capital One Lounges
  • Primary rental car coverage
  • Cell phone protection
  • Hertz President’s Circle elite status
  • 2x Venture miles per dollar spent with no caps on earnings and no foreign transaction fees, making this one of the best cards for everyday spending, and one of the best cards for foreign purchases

An excellent welcome bonus of 75,000 Venture miles is offered by the card, and many people are having success getting approved.

The $300 annual travel credit and 10,000 anniversary bonus miles should more than cover the annual fee on an ongoing basis and the rest is just the icing on the cake.

Redeem Capital One miles for travel in Emirates first class

Why the Capital One Venture X is perfect for families

The Capital One Venture X is exceptional because of its unparalleled value to families. Capital One allows you to add up to four authorized users to the Venture X for free, and each authorized user gets the same perks as the primary cardmember.

Capital One doesn't have a minimum age to add authorized users, so this is ideal for families who want to add their significant other, children, parents, etc. Users who are authorized receive.

  • All the same lounge access perks as the primary cardmember, including a Priority Pass membership, access to Plaza Premium Lounges, and access to Capital One Lounges
  • Earn 2x Venture miles on spending with no foreign transaction fees; the primary cardmember is on the hook for paying and racks up the points, but this is a great everyday spending card to give to a spouse or children if you’re looking to maximize rewards in an easy way
  • The same protections, including cell phone protection, primary rental car coverage, etc.
  • Hertz President’s Circle elite status

I would like to show you how I made this work in my situation. My parents have been added to the Capital One Venture X so that they can get lounge access. The primary benefit for them was the lounge access, so they have dropped the Chase Reserve Card and replaced it with the Chase Preferred Card. Thanks to that, they are saving a lot of money.

I know a lot of people who have added their college-aged kids to the card, and they love having airport lounge access.

Some credit cards don't allow you to add authorized users for free.

Being able to add four authorized users at no cost is unbelievably generous.

Access airport lounges with the Capital One Venture X

Bottom line

The Capital One Venture X has a great value proposition, but it shines in the area where families are concerned. Four authorized users can be added to the card at no extra cost and they will get the same perks as the primary cardmember.

Being able to gift airport lounge access to family and close friends is a great opportunity since it doesn't come at any sort of cost. If you're thinking about buying this card, be sure to think of it more than just the value to the primary cardmember.

Did you add authorized users to the card to maximize value?

The rates and fees can be found in the links. There is a Platinum Card from American Express.