Almost another month has passed. Since it is the end of the month, I wanted to make a list. All of the random credits you have on your credit cards will be included in this. It is also the end of the year, so this one is special.

Don't let your credits go to waste.

End of Month Checklist

Regular Monthly Credits

The list is going to be bigger than usual because of the credits. You should be able to keep track of your Amex credits with this spreadsheet.

Amex Platinum Card
  • $15 Uber Credit + $20 Bonus for December
  • $50 in Saks Fifth Avenue credit – Must use by June 30th and December 31st.  You get 2 credits per year.
  • Make sure you to use your $200 airline incidental credit as well (have until December 31st).
  • $20 entertainment credit
Amex Platinum Business Card
  • $200 in Dell credit (x2) – Must use by June 30th and December 31st.  You get 2 credits per year.
  • $10 wireless credit
Amex Gold Card
  • $10 in credits at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations.
  • $10 Uber credit
Amex Aspire Card
  • Make sure you used up your $250 airline incidental credit (have until December 31st).

End of Month Checklist

Spending Offers Ending

You should be helped with your Chase credits by this spreadsheet.

Chase Co-branded Cards
Chase Freedom & Freedom Flex
  • Get in your $1500 in spend for the Chase Freedom Flex this quarter. The categories are PayPal and Walmart.
Discover Card
  • Discover card has Apple Pay and Amazon as its 5% categories for the 4th quarter.
Citi Dividend
  • The Citi Dividend has restaurants and select travel for the 4th quarter.

Extend Fuel Points

You should call and extend the fuel points in your program. You can only be limited to 3 extensions a year.

Final Thoughts

Hopefully you found this end of month checklist useful.  I will continue to update and post it every month as a reminder.  I know I need to take care of two of these things today so it is a good reminder for me too 😁.

Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Miles to Memories and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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