Straight Talk is offering a 5G home internet service that you can sign up for without a credit check. According to a press release, the service is available at nearly 2,000 Walmart stores across the country and provides home internet without the need for a modem. If you're looking to get cellular internet as cheaply as possible, there are some considerations you'll want to consider.

Straight Talk's home internet is less expensive than some of the other internet companies. The 5G Home service is $50 a month with autopay and $60 without, and the 5G Home Plus tier is $70 with autopay and $90 without. The Straight Talk option will save you $5 a month. We'll get to that in a second, though.

If you use some of its phone plans, you can get a good deal on its home internet.

If you have a plan with the Verizon 5G Do More, 5G Play More, 5G Get More, or One unlimited plan for your phone, the monthly prices will go down to $25 and $35. It is worth doing the math to see if the combo would be a better deal if you were to go with a budget-oriented plan.

The Straight Talk home internet plan promises speeds up to 100 Mbps on 5G or 50 Mbps on 4G, but it appears to have some limitations compared to the other plans. If you live near an Ultra Wideband high-band tower, you may be able to get 1,000Mbps on the basic 5G home internet plan.

The value of the Straight Talk option is hurt by the fact that you have to buy the routers for $99, which is not included in the plans of other companies. It will take 20 months for you to see any savings from the $5 a month cheaper price for Straight Talk. The time frame drops down to seven months when compared to the non-pay price.

It doesn't look like that is a new upgraded home internet routers. Straight Talk uses the less powerful wi-fi 6 while that one supports tri-band. It would have been nice to get the better one since you have to pay for the routers.

There are good reasons for this service to exist.

I am aware that I might have been a bit down on this service. I want to make it clear that I think it's a good thing that it exists and that people who can't pass a credit check or pay their bill in cash will be able to use 5G home internet. It would be nicer if it were giving them a service that was budget-friendly, rather than just slightly cheaper as long as you keep it for a long time.

When T-Mobile announced its credit check-free 5G home internet service through Metro, I wished it hadn't done the same thing. You could expect the same internet speeds as a pre-paid customer if you live in an area with good coverage.

You can get a discount of up to $30 a month on home internet plans if you are a low-income person.