Young friends carrying large purple bar graph.

Image Credits: Klaus Vedfelt (opens in a new window) / Getty Images

At the end of class, when everyone is trying to get out of the door at the same time, there is an awkward shuffle in which the bets are in.

A renewed interest in decentralization and the lure of getting in at the ground level of a rocket ship venture has created a new wave of efforts around group investing.

Individualism is no longer valid. The concept of collectivism is popular.

The game (doesn’t) stop

People want to invest with conviction because of the meme stock craze. It's hard to say how many retail investors started investing for the first time during the height of the COVID-19 epidemic, but one study estimates that 15% of investors got started for the first time in 2020.

Competing in the market requires differentiated thinking. Money and investing can be frightening for some people.