Capital One Venture X Card 75K Bonus Miles Offer

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Now is the time to apply for the Capital One Venture X rewards credit card.

The Capital One Venture X Credit Card is a high-end credit card from Capital One. I think just about everyone who is looking to earn travel rewards should get this card as it is almost too good to be true. I wanted to update the look of the Venture X to reflect what we know about it.

Details of the Capital One Venture X

The Capital One Venture X is Capital One's premium travel rewards credit card and it costs $395 annually. The Venture X offers a huge welcome bonus, a minimum of 2x Venture miles on all purchases, a $300 travel credit and 10,000 bonus miles annually, and unlimited access to Capital One Lounges for both the primary cardmember and authorized users.

Let's go over the details of the card.

Capital One Venture X welcome bonus: 75,000 miles

The Capital One Venture X will give you 75,000 bonus miles after you spend $4,000 in the first 3 months.

I value Capital One miles at 1.7 cents per mile, so the 75,000 Venture miles are worth over $1,700. This is a great credit card bonus.

Even if you have the standard Venture product, you can apply for this card even if you don't. If you go that route you won't get the new cardmember bonus.

Capital One Venture X annual fee: $395

There is no cost to add up to four authorized users for the Capital One Venture X, which is a major perk.

The $300 annual travel credit and 10,000 anniversary bonus miles should be more than enough to cover the annual fee for anyone who travels frequently.

Capital One Venture X return on spending: 2x miles everywhere & more

The Capital One Venture X rewards structure is better than the Capital One Venture. The card can be used to make purchases.

• 10x Venture miles on hotels and rental cars booked via Capital One Travel
• 5x Venture miles on flights booked via Capital One Travel
• 2x Venture miles on all other purchases
• The card has no foreign transaction fees, making this ideal for purchases abroad

The card offers 2x Venture miles for every dollar spent. Capital One miles can be redeemed for one cent each toward the cost of a travel purchase, or can be transferred to Capital One's travel partners at a ratio of1:1. It's great to earn two airline miles for every dollar spent.

I am against booking travel through credit card portals, but Capital One Travel has a number of unique features, including savings on flights, a best price guarantee on hotels, and more.

Capital One Venture X perks: $300 travel credit, 10K bonus miles, & more

The Venture X is at this location. The Capital One Venture X has an annual fee of $395 but it also has two major annual benefits.

A $395 annual fee card has $470 worth of value every year. Airport lounge access is one of the perks that I will cover in the next section.

There are more Capital One Venture X perks that are worth being aware of.

Capital One Venture X lounge access: Capital One Lounges, Plaza Premium Lounges & Priority Pass

The Venture X Card has some nice lounge access perks.

You can add up to four authorized users to the Capital One Venture X at no cost, and they will get the same lounge access benefits, including access to Capital One Lounges. That is incredibly generous and unparalleled.

Capital One Venture X purchase protection: rental cars, travel, and cell phones

Purchase protection is something that a lot of people look for in a credit card. The Capital One Venture X is a Visa Infinite Card that gives you peace of mind.

• For rental cars, the Venture X offers primary rental car coverage; just decline the collision damage waiver offered by the car rental company, and pay for the full price of the rental with your card
• For cell phones, the Venture X offers cell phone protection; just pay your monthly bill with the card, and you’ll be protected for up to $800 if your phone is stolen or damaged, minus a $50 deductible
• For flights, the Venture X offers trip delay reimbursement; pay for your airline ticket with the card, and if you’re delayed by more than six hours or have an overnight stay, you can be reimbursed up to $500 for reasonable expenses incurred because of the delay
• For luggage, the Venture X offers lost luggage reimbursement; pay for your airline ticket with the card, and if your bag is lost, you can be reimbursed up to $3,000 per trip

Since there are always some restrictions associated with this coverage, you need to consult the cardmember agreement for all the terms. I look for a premium card in this coverage.

Getting approved for the Capital One Venture X

Capital One can be a weird card issuer. According to anecdotal reports, a lot of people are getting approval for the Capital One Venture X. There are a few things to keep in mind.

• Yes, you are eligible for the Capital One Venture X (including the bonus) even if you have the Capital One Venture, but you need to apply outright; product changing doesn’t qualify for the bonus
• If you’re added as an authorized user on the Capital One Venture X (or any other Capital One card), you are eligible to apply for the card yourself in the future, and receive the bonus
• Capital One doesn’t seem to have any consistent rules when it comes to getting approved, at least not like Amex and Chase; people with all kinds of credit profiles are reporting approvals
• Capital One pulls your credit from all three bureaus when you apply, though personally I don’t consider that to be a big deal

You can learn more about getting approved for the Venture X.

Why the Capital One Venture X is worth it

The Capital One Venture X is so generous that it doesn't even take into account the welcome bonus. The fees of other premium credit cards are higher than the fees of the card. The Capital One Travel credit is $300 a year, and the 10,000 anniversary bonus Venture miles are free. I think you are coming out ahead without using the card.

The Capital One Venture X offers an industry-leading 2x miles per dollar spent, as well as access to Capital One Lounges, Plaza Premium lounges, and a Priority Pass membership, for both.

I think applying for this card is very easy. There are lower annual fee versions of the Capital One Venture that add up.

Capital One Venture X FAQs

I thought I would answer frequently asked questions about the Capital One Venture X in a consolidated way. Please let me know if there are any questions I haven't answered in this post, and I'll incorporate that as well. No specific order...

Are you eligible for the Venture X if you have the Venture?

You are definitely right. The bonus is included on the card, so you can just apply and get it. You won't get a bonus for changing product.

Can you product change to the Venture X?

If you have a Capital One travel rewards card, you can change to the Venture X. You aren't eligible for the welcome bonus if you change your product.

How many authorized users can you add to the Venture X?

Capital One Lounge access, a Priority Pass membership, and more are included in the price of the Venture X.

What lounge access does the Venture X offer?

You can take up to two guests with the Priority Pass membership of the Venture X. The ability to take up to two guests is also offered. Capital One Lounges can be accessed with two people. Both the primary and authorized users have perks.

Can you access Priority Pass restaurants with the Venture X?

You can get access to all Priority Pass locations with the Venture X membership. Capital One doesn't have the same restrictions as Amex when it comes to Priority Pass restaurants.

What credit score do you need to be approved for the Venture X?

The Venture X is intended for people with good to excellent credit and there is no requirement for a credit score. Reports suggest that a lot of people are being approved for the Capital One card because of the lack of consistent rules.

What is the highest & lowest credit limit for the Venture X?

The minimum credit limit on the Venture X is $10,000 if you are approved. Please let me know if anyone has received a higher credit limit for this card.

When does the Venture X welcome bonus end?

After meeting minimum spend requirements, the Venture X will give you a bonus of 75k miles. I don't know if this bonus will change.

Is the Venture X card made of metal?

The Capital One VentureX is made of metal.

How can you redeem the Venture X $300 travel credit?

The Venture X travel credit can be used towards any purchase in the Capital One Travel portal. It should be good for most people to use this money for travel.

How does the Venture X 10K anniversary bonus miles work?

Every year, the Venture X gives an automatic 10,000 bonus miles. The miles will post to your account in a simple manner. You can redeem them at any time you want. You can either get up to 10,000 bonus miles with one of Capital One's airline partners or you can get 100 Venture miles.

Is the Venture X a Mastercard or Visa?

The Venture X is the most premium type of credit card.

Bottom line

The Capital One Venture X has become very popular with consumers in a short period of time.

The card has a lot of value. The Capital One Travel credit and bonus miles should cover the annual fee on the most basic level. You also get access to Capital One Lounges, Plaza Premium Lounges, and a Priority Pass membership for both the primary cardmember and any authorized users.

Capital One did a great job. The product is innovative and has great value. I recommend other people pick up the card as well.

What do you think about the Capital One venture?