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You can earn up to 5x points with the Citi Custom Cash Card. Adding the Citi Premier ® Card to your portfolio is a good idea if you want to earn ThankYou points.
Citi Custom Cash Card Details For August 2022
If you don't spend a lot of money on credit cards, this might be the card for you. Let's see all the details.
Citi Custom Cash Has No Annual Fee
You can add authorized users to the card at no extra cost. It is great to have a no annual fee card. Credit cards that are long term are great for your credit since it increases your average age of accounts and there is no better card for that than a no annual fee card.
Citi Custom Cash Offers 20,000 ThankYou Points (Or $200)
There is a welcome bonus on the Citi Custom Cash Card. The card will give 20,000 ThankYou points if you spend $750 in the first three months. That is a huge bonus for a card that is useful.
Eligibility for the bonus is unrelated to whether or not you have any other Citi cards, or if you have received a new cardmember bonus on the Citi Custom Cash Card. Credit card application restrictions apply.
If you went that route, you wouldn't be eligible for the welcome bonus.
Redeem Citi ThankYou points for travel on Turkish Airlines
Citi Custom Cash 5x ThankYou Points (Or 5% Cash Back)
The innovative rewards structure of the Citi Custom Cash Card is one of the main reasons to consider it.
5x ThankYou points (or 5% cash back) on your top eligible spending category, on up to $500 spent each billing cycle
1x ThankYou points (or 1% cash back) on all other purchases
Your top eligible spending category can change with each billing cycle, and you’ll automatically receive the 5x ThankYou points (or 5% cash back) on whatever your highest spending category is
There’s no need to register, or to specify in which category you want to earn 5x points, as it will be automatically determined
There are categories that are eligible for spending.
Drugstores
Fitness clubs
Gas stations
Grocery stores
Home improvement stores
Live entertainment
Restaurants
Select streaming services
Select transit
Select travel
You can transfer the rewards to the travel partners of your choice. I wouldn't recommend using the card abroad since it has 3% foreign transaction fees.
You could earn 5x points on fitness with the Citi Custom Cash
How Citi Custom Cash Bonus Categories Are Defined
Here is what you need to know about the above categories.
Drugstores includes standalone drugstores and generally includes pharmacies in grocery stores, general merchandise and discount superstores, and wholesale and warehouse clubs
Fitness clubs includes membership fee and other purchases at athletic, sports, and recreation facilities requiring memberships, such as health, tennis, and swimming clubs
Home improvement stores includes home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries, varnishes, and supplies stores
Live entertainment includes concerts, live sporting events, live theatrical productions, amusement parks, and orchestras
Restaurants includes cafes, bars, lounges, and fast food restaurants
Select streaming services includes the following cable, satellite, and streaming service providers — Amazon Prime Video, Amazon Music, Apple Music, CBS All Access, Disney+, AT&T TV NOW, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal
Select travel includes airline, hotel, cruise line, and travel agency purchases
Select transit includes car rentals, ferries, commuter railways, subways, taxis, limousines, car services, passenger railways, bridges and road tolls, parking lots and garages, bus lines, and motor home and recreational vehicle rentals
You could earn 5x points on travel with the Citi Custom Cash
How Citi Custom Cash Fits Into Citi ThankYou Ecosystem
One of the drawbacks of Citi ThankYou is that you can't create a lot of cards to maximize your rewards. Significant value is offered by the Citi Custom Cash Card.
The Citi Custom Cash can be used to complement any of the below cards.
The ability to earn 5x points in a category of your choice is a great complement to any of the above cards.
The Citi Custom Cash beautifully complements other Citi cards
Citi Custom Cash Is No-Brainer If You Earn ThankYou Points
It makes sense to get the Citi Custom Cash Card if you have a card that earns ThankYou points.
The card has a solid bonus, particularly given that it has no annual fee, and you’re eligible even if you’ve received the bonus on other Citi cards
Being able to earn 5x ThankYou points per dollar in the select category where you spend the most (with a $500 limit per billing cycle) all for a no annual fee card is a great opportunity
As you can see, you have your choice of several bonus categories, from more niche categories like drugstores and home improvement stores and fitness, to more mainstream categories like dining and gas stations
The combination of the three cards seems pretty awesome. You can transfer the points you earn on your purchases to your travel partners if you pay the annual fee.
You could earn 5x points on dining with the Citi Custom Cash
The Citi Custom Cash Card is a great no annual fee card that is great for anyone who earns Citi ThankYou points. Every billing cycle, the card will give you 5x points in your top select category for up to $500 of spending.
The bonuses could really add up. You can potentially earn a minimum of 2x points and a maximum of 5x points on all your purchases, which is pretty unbeatable, thanks to this contribution. The reason to get the card is that you can earn a bonus with it.
Are you going to apply for the Citi Custom Cash Card?
Meet Ben Schlappig, OMAAT Founder
