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One of the best ways to maximize your credit card rewards is to pick a card that offers bonus points in the categories that you spend the most in.

I looked at the best credit cards for gas station purchases. This isn't the same as an expense for everyone Everyone has to eat but not everyone buys gas.

This could be a significant source of points if you commute to work in a gas car. If you rely on public transportation, ridesharing, or have an electric car, then this bonus category is probably not worth much.

You can earn bonus points on gas station purchases with many credit cards.

In all cases, I will only be looking at cards that earn at least 2% back.

What’s the best credit card for gas purchases?

If you want to figure out which credit card is best to use at gas stations, let me give you the simplest advice.

Those are some of the most useful cards for this category. Many other good options will be covered below.

What qualifies as gas station spending?

It is important to discuss what qualifies as gas station spending before discussing the best cards for gas station purchases.

  • Generally credit cards only consider purchases from standalone gas stations as being eligible for bonus points; that’s to say that buying gas from a warehouse club typically won’t earn you bonus points, unless otherwise explicitly stated
  • Generally speaking purchases of gas as well as purchases in gas station convenience stores will qualify for bonus points
  • This also all comes down to how a particular merchant chooses to categorize themselves

People have different preferences when it comes to earning rewards. Some people prefer to earn travel rewards that they can use towards their next adventure, while others prefer to earn cash back.

There are personal credit cards for gas station purchases.

1. Citi Premier® Card

Reward for gas station spending is 3x Thank You points.

There is an annual fee for the card.

Being able to earn 3x points on gas stations globally with no foreign transaction fees is awesome.

Apply for the Citi premier if you read a review.

Membership rewards points can be used up to 3x for US gas station spending.

There is an annual fee for the card.

If you have at least 30 transactions per billing cycle, you can earn a 50% points bonus for a total of 3x points.

Apply for the Amex EveryDay preferred if you read a review.

3. Wyndham Rewards Earner+ Card

There is a reward for gas station spending.

There is an annual fee for the card.

This is a great return on gas station spending, but the catch is that the points are more of a niche currency.

If you want to apply for theWyndham rewards earner+, read a review.

4. Costco Anywhere Visa® Card by Citi

You can earn 4% cash back on the first $7,000 you spend at gas stations.

The card fee is $0 with paid memberships.

4% back on eligible gas purchases around the world is offered by this card.

You need to apply for the card.

5. Citi Rewards+® Card

There is a reward for gas station spending.

There is a card annual fee.

This is an excellent no annual fee card option, though you're limited to this return on the first $6,000 spent per year, and in conjunction with other cards earning Citi ThankYou points, these rewards can be transferred.

Apply for the Citi rewards+ if you read a review.

6. Hilton Honors American Express Surpass® Card

There is a reward for US gas station spending.

Card annual fee: $95 (Rates & Fees)

You can earn bonus points with no limits on your purchases with this hotel credit card.

If you want to apply for the HHonors Amex surpass, you need to read a review.

There is a reward for gas station spending.

There is an annual fee for the card.

This card earns 2x Venture miles on all purchases, which can be redeemed towards the cost of a travel purchase, or can be transferred to an airline or hotel partner at a ratio of up to 3:1.

Apply for the Capital One Venture if you read a review of it.

8. Capital One Venture X Rewards Credit Card

There is a reward for gas station spending.

There is a card annual fee.

This card has the same rewards structure as the Venture Card, though don't be alarmed by the annual fee, as the card offers a $300 annual Capital One Travel credit.

Apply for the Capital One Venture X if you read a review.

9. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

There is a reward for gas station spending.

The first year of the card is free.

This is a good airline card for gas station purchases.

Apply for the Citi AAdvantage Platinum if you read a review of it.

10. Chase Freedom Unlimited®

The reward for gas station spending is 1.5x points.

There is a card annual fee.

This card earns 1.5x points per dollar spent on all purchases, and those points can be converted into UltimateRewards points if you have it in conjunction with a Chase credit card.

You can apply for the Chase Freedom unlimited if you read a review.

11. Citi® Double Cash Card

There is a reward for gas station spending.

There is a card annual fee.

The card doesn't offer bonus points specifically on gas stations, but does offer 1% cash back when you make a purchase, and 1% cash back when you pay for a purchase, which makes it a very well rounded card.

Apply for the Citi Double Cash if you read a review.

12. Blue Cash Preferred® Card from American Express

There is a reward for US gas station spending.

There is a card annual fee.

The card only offers 3% cash back on US gas station purchases.

Apply for the Blue Cash Preferred if you read a review.

13. Blue Cash Everyday® Card from American Express 

There is a reward for US gas station spending.

There is a card annual fee.

3% cash back only on US gas station purchases, on the first $6,000 spent every year, is something to be aware of.

Apply for the Blue Cash Everyday if you read a review.

14. Citi Custom Cash℠ Card

There is a reward for gas station spending.

There is a card annual fee.

The card offers 5x points in the category in which you spend the most each billing cycle, for up to $500 of spending, and gas stations is one of those categories, meaning you could earn 5x points on gas station purchases.

Apply for the Citi Custom Cash if you read a review of it.

3% cash back in your choice of categories and gas is one of them.

There is a card annual fee.

You have to choose gas as the category in which you want to earn 3% cash back, and you can only earn $2,500 per quarter.

Apply for the Bank of America Cash rewards if you read a review.

16. Chase Freedom FlexSM

There is a reward for gas station spending.

There is a card annual fee.

The card offers 5x points in rotating categories, and sometimes it offers 5x points on gas station spending, so keep an eye on that.

Apply for the Chase Freedom Flex if you read a review.

Earn up to 5x points on gas station purchases

There are a lot of credit cards for gas station purchases. If you're a business that has a lot of expenses, a business card with bonuses on gas stations is a great way to save money.

Business credit cards are used for gas station purchases.

1. American Express® Business Gold Card

There is a reward for US gas station spending.

The card fee is $295 per year.

The card offers 4x points in two categories and gas stations are one of the bonus categories.

Apply for the Amex Business Gold if you read a review.

2. Wyndham Rewards Earner Business Card

There is a reward for US gas station spending.

There is an annual fee for the card.

This is a great return on gas station spending, but the catch is that the points are more of a niche currency.

Read a review of the business before applying.

3. Costco Anywhere Visa® Business Card by Citi

You can earn 4% cash back on the first $7,000 you spend at gas stations.

The card fee is $0 with paid memberships.

4% back on eligible gas purchases around the world is offered by this card.

If you apply for the business, you'll get a visa.

There is a reward for gas station spending.

There is a card annual fee.

This card earns 2x points per dollar spent on gas station purchases, and those points can be converted into Ultimate rewards points if you have it in conjunction with a Chase card.

Apply for the Ink Business Cash if you read a review of it.

There is a reward for gas station spending.

There is a card annual fee.

There is no bonus category for gas stations, but the card offers 2x Membership Reward points on the first $50,000 spent every year, which is great.

Apply for the Amex Blue Business Plus if you read a review.

6. Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy points are a reward for US gas station spending.

The card annual fee is $125.

One of the best hotel cards for US gas station purchases is this one.

You can read a review of the Marriott Bonvoy Business.

7. CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

There is a reward for gas station spending.

The first year of the card is free.

This is a good airline card for gas station purchases.

Apply for the CitiBusiness AAdvantage Platinum if you read a review.

8. United℠ Business Card

There is a reward for gas station spending.

The card is free for the first year.

This is a good airline card for gas station purchases.

Apply for the United Business if you read a review of it.

There are great business cards for gas spending as well

There are many credit card options that can be used to maximize gas station rewards. Whether you want a personal or business card, whether you want to earn cash back or travel rewards, or whether you want a no annual fee or premium card, that is true.

What is your go-to card when buying gas?

The following links will direct you to the rates and fees for mentioned American Express Cards. These include: American Express® Business Gold Card (Rates & Fees), Blue Cash Everyday® Card from American Express (Rates & Fees), Blue Cash Preferred® Card from American Express (Rates & Fees), The Blue Business® Plus Credit Card from American Express (Rates & Fees), Marriott Bonvoy Business® American Express® Card (Rates & Fees), and Hilton Honors American Express Surpass® Card (Rates & Fees).

Meet Ben Schlappig, OMAAT Founder