People in India are faking to claim life insurance payouts.

Insurers have been told by spouses and wives that their spouses are dead. According to the report, scam artists were not related to dead people.

When someone came to her house to tell her she was dead, she didn't think it would happen.

Parbin, who lives in a small town in the state of Assam, recalled the time a life insurance investigator visited her and produced documents.

She had no idea that her estranged husband had filed a claim for a life insurance policy she had no knowledge of.

The US is home to an estimated $30 billion in scam money. Almost 60 million Americans were victims of a phone scam in the same year. According to the FBI, the total cost of non-health insurance fraud is over forty billion dollars a year.

Fraudsters in India have been able to make thousands of dollars by making false claims of death. A man who was told to make up an imaginary brother forged birth records and bribed a high school to give him a fake graduation degree.

He paid $192 for a policy that he claimed last year. Five years after he created him, he killed his brother.

Manik Ali said that he got the idea of insurance fraud while he was a claims investigator.

Hussain collected more than a dozen times the average worker's pay when he claimed the life insurance policy. The national minimum wage in India is around $22 a day.

Parbin's husband tried to use her fake death to get a life insurance policy. She was told by the village elders to apologize and pay her money.

Various India-based call centers and their directors were indicted for scamming Americans over the phone, telling them their social security numbers were involved in crimes and that they owed tax money.