There are some fantastic targeted snail mal offers going out for the American Express Business Gold card, so it's worth keeping an eye on the mailbox. Danny the deal guru reported an offer for 180K Membership rewards points after 20K in purchases in the first 3 months. My wife received an offer that pales in comparison but is still the second-best offer I have ever heard for this card at 130K points after $20K in purchases.
For reference, the card details below are for the benefits and earning structure. If you click on the card details, you will be taken to a dedicated Business Gold card page with current public offer information.
| Card Name w Details & Review (no offer) |
|---|
| American Express® Business Gold Card The card is pricey for one with few perks. Only if you use one or two 4X categories. $295 is the annual fee. Amex pay over time card The two categories where your business spends the most each billing cycle are US purchases at restaurants and Airfare purchased directly from airlines. 4X applies to first $150,000 in combined purchases in your two categories each year, 1X point per dollar thereafter and on other purchases. There are terms that apply. 25% Airline Bonus: Get 25% points back after you pay with points for flights with your airline. Rates and Fees are applied. |
Danny the Deal guru reported an offer. The Business Gold card has a spending requirement of $20K in the first 6 months, but the bonus is as juicy as I have ever seen.
If not for the 180K offer my wife received yesterday, I would not have been as excited about it.
She was previously targeted for up to 100K points with $10K spend. On the other hand, the new offer only adds an additional 30K points for an additional $10K spend. Adding an effective 3x on top is icing on the cake if you spend enough in a 4x bonus category. If the $20K spending requirement is a stretch, the 100K offer may be a better choice than the 130K offer. At the time of writing, the public offer is significantly lower.
My wife wondered if she could get Amex to match the 180K offer. I said that an extra 50K points is probably worth a phone call. They probably won't match her to it, but the worst they can say is that she is targeted for an increased offer on the card. Since the mailer says the offer is good until August 5th and we are currently making our way through some other spending requirements, we will probably hold off on doing anything with this. I'm pretty sure we'll do it one way or another since it's hard to pass up such a big bonus opportunity on a card she's never had.
If you are eligible for the Amex Platinum card, the offer would be more compelling at the time of writing. This is as good as we have seen it get for the Business Gold card, for people who have already hit the other big bonuses.
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