Readers have reported that offers pop up when they log into their Amex accounts.

There is a new link to try.

There is a new link to try. Some have been having issues with it online.

More Pay Over Time Offers Sent Out – An Easy 20K In Points!

We have seen a few different Pay Over Time offers from American Express being reported in our Facebook Group.

What Is Pay Over Time

If you're not familiar with Pay Over time, this is a good place to start. The program allows you to make multiple payments on purchases. The benefits are described here.

  • No fee to enroll.
  • Added flexibility to pay eligible charges over time with interest.
  • Simply choose each month to pay in full, the minimum amount due, or anything in between. It’s your choice.
  • All eligible charges of $100 or more can be paid over time.

People will get 10,000 points for turning this feature on American Express.

Where Do You Find The Offers

These offers can be found in the Amex Offers section of a person's account, but only for select cards that require a payment in full each month. People are getting them in the mail again.

There are 10K pay over time American Express offers.


Some of the offers are my favorites. It's not an easy 10K offer, just remember to use it, and don't use the service since you're paying interest.

Let me know in the comments section if you were targeted.

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Chase Sapphire Preferred - Increased 80K Welcome Offer!

There is an increase in the offer of Chase Sapphire Preferred. One of the most popular travel cards is this one. For a limited time, you can earn 80,000 Ultimate Rewards points after spending $4000 in the first 3 months of having the card. Points are worth $1K when used towards travel or transfer to partners like Hyatt, United or Southwest.

Learn more about this card and its features!